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Yes and No. No insurance company will ever insure an un-licensed driver. However, if a non-licensed driver is in an accident, where not At Fault, with another driver who is insured, that insurance may still cover the injuries of the non-licensed driver. This is very tricky, though. Some states have a type of fault where if you were partially at fault for the accident as well, you may have your damages reduced by the % you are at fault; other states will determine that if you are 50% at fault, you get nothing. So, if a state were to determine that you being un-licensed to drive was worth 50% of the fault (that is, you should never have been there for the accident to occur at all), you might not get any coverage whatsoever. So, it depends on whether or not (and to what extent) you were at fault, and what your particular state's policies are for liability.
What else can I help you with?
In ma can a non insured driver file a claim against an insured driver?
Yes.
Can a licensed teenage driver legally drive his parent's insured car in New York without being insured himself?
no
What is the responsibility of a non-insured driver when involved in an automotive collision?
A non insured driver may be held liable for the accident. Insurance is a requirement in the majority of states.
Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
Is any licensed driver insured while driving your vehicle?
If you gave permission then it should be covered.
Are you licensed, bonded, and insured?
Yes. We are licensed, bonded, and insured.
Does your car insurance cover a non-insured driver?
sometimes
Do you need a driver license for a ATV?
If the ATV travels on any public road/highway, then yes, the driver and the vehicle must be licensed ... and insured.
What happens if an unlicensed driver is driving insured car and has accident and not at fault?
You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.
What happens if an uninsured driver borrows your insured car and gets in an accident?
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
Will an uninsured Texas licensed driver be ticketed when driving an insured car in an accident?
Yes, If you are not an insured under the definitions and terms of the owners insurance policy then you "can" be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not.
Who is liable for damages from an hit-and-run unlicensed driver and the insured owner of the vehicle was the passenger?
Both the Driver and the Owner are liable for the damages. The driver, whether licensed or not is the primarily liable party. The insured passenger owner is secondarily liable for damages by the unlicensed driver he permitted to operate his vehicle.
