The authentication of an ATM card involves verifying the identity of the cardholder before granting access to their bank account. This process typically includes entering a Personal Identification Number (PIN), which is a secret code known only to the user. Upon entering the PIN, the ATM system checks it against the information stored in the bank's database. If the PIN matches, the transaction proceeds; if not, the ATM denies access to protect the account from unauthorized use.
Multifactor authentication
An ATM card uses a PIN based authentication mechanism. PIN stands for Personal Identification Number. It is a 4 - 6 digit number that is specific to each card and is known (supposed to be) only to the bank account/ATM card holder. The customer first inserts the ATM card into the card slot of the machine and then keys in the PIN number digits. If the PIN entered matches the number in the bank records, the ATM will let the customer to proceed with his banking transactions.
1. Fingerprint.
just see on the atm card.... you will get it.
ATM machines have magnetic card readers which pull the card in when it is placed in the card slot and once the transaction is over the card ejects out easily.
You can change your ATM card if:Your card is lost or stolenYour card is damaged and is no longer workingyou can get a replacement ATM card by calling up customer care or visiting your bank branch and ask for a new ATM card.
The ATM does not expire but an ATM card does. If your ATM card is about to expire or has expired, the bank would automatically re-issue a new ATM card for you. If that does not happen automatically, you can call up your bank customer care or visit their branch and request for one and they will issue you a new ATM card.
With an ATM card you can get cash at many locations.
No, all ATM's need a card to function.
It is required for authentication purposes. The system does not have any means of finding out if the person using the ATM card is the actual customer. So, the banks issue a PIN number to the customer and ask him/her to keep it safely and not share with anyone else. This lets the bank assume that anyone who knows the correct PIN number for an ATM card is a valid customer and lets them use the ATM machine. So, it is our responsibility to keep our PIN numbers safe.
Multifactor Authentication
need to send application to bank manager for to get new atm card ,i have lost my atm card and get a new one and my brother want to pick that atm card