Experian
In most cases Equifax
Equifax. My wife is a manager
To report a debt to a credit agency, you can contact the agency directly and provide them with the necessary information about the debt, such as the amount owed and the creditor's details. The agency will then update your credit report with this information.
No
No, a collection agency cannot remove debt from your credit report. Only the credit bureaus or the original creditor can remove the debt from your credit report.
If a credit reporting agency has mistakenly marked you as deceased on your credit report, you should contact them immediately to correct the error.
Unless you have given a collection agency written permission to pull a full credit report they are in violation of credit laws.
The best place to get a free credit report is annualcreditreport This website is part of the legally mandated access to one credit report per year for each of the three major credit reporting agencies. Equifax, Transunion and Experian all participate in this site and allow customers to get one report per year from each agency.
A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.
credit report
Yes, a collection agency can remove a collection from your credit report if they agree to delete it as part of a settlement or negotiation.
If you have been turned down for credit recently you are entitled by law to get a free credit report from the credit reporting agency that supplied the information. Call or write the agency to make your request.