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What credit report agency does usaa use to evaluate customers for a loan?

In most cases Equifax


What credit report agency does suntrust bank use to evaluate customers for a loan?

Equifax. My wife is a manager


How do I report a debt to a credit agency?

To report a debt to a credit agency, you can contact the agency directly and provide them with the necessary information about the debt, such as the amount owed and the creditor's details. The agency will then update your credit report with this information.


Does a credit agency have to notify you of money due before they report to the credit agency?

No


Can a collection agency remove debt from my credit report?

No, a collection agency cannot remove debt from your credit report. Only the credit bureaus or the original creditor can remove the debt from your credit report.


Has the credit reporting agency mistakenly reported you as deceased on your credit report?

If a credit reporting agency has mistakenly marked you as deceased on your credit report, you should contact them immediately to correct the error.


How many times can a collection agency inquire on your credit report?

Unless you have given a collection agency written permission to pull a full credit report they are in violation of credit laws.


Where can one get a free credit report?

The best place to get a free credit report is annualcreditreport This website is part of the legally mandated access to one credit report per year for each of the three major credit reporting agencies. Equifax, Transunion and Experian all participate in this site and allow customers to get one report per year from each agency.


Is there a dollar amount for collection agency's to report to the credit bureau?

A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.


What is commonly used to determine if you should give customers an AR Account?

credit report


Can a collection agency remove a collection from your credit report?

Yes, a collection agency can remove a collection from your credit report if they agree to delete it as part of a settlement or negotiation.


What do I have to do to get a free annual credit report?

If you have been turned down for credit recently you are entitled by law to get a free credit report from the credit reporting agency that supplied the information. Call or write the agency to make your request.