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Your insurance won't pay for any damage or injury to persons or vehicle.

(unless they were driving legally with a drivers permit)

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15y ago

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How do i find a person's insurance company?

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.


Do you have to live with your parents in order to use their insurance coverage in an accident i had an accident with rental car my parents insurance would cover?

You don't have to live there as long as you are listed on the policy.


Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?

No he have to listed as a second third or household driver for being cover by insurance


Your sister got into an accident with your car and you don't have insurance she is listed under the parents insurance who pays?

Parent's policy pays


Do you have to live with your parents in order to use their insurance coverage in an accident?

You do not have to live with them as long as you are listed on the policy.


Do you have to add your teenage driver to your insurance?

Yes. Some states will not cover an accident if a household member is not listed on the policy.


If your teenage son's grandparents bought him a truck which was financed by them and insured in their name how do you go about getting insurance in your name?

The teenager should have been listed on the policy of the truck as the primary operator. You then call the insurance company and ask them to provide a policy in the name of the teenager. Now if you were not disclosing the teenager to the insurance company to avoid the extra premium then you have a problem. The teenager has no history with any company and in many cases will not get anything close to a good rate.


What happens if a 16 year old gets in accident and isn't on insurance policy?

As long as the 16 year old has a valid license the policy should pay out. You will probably be required to add the driver to your policy and will be asked why they weren't listed before.AnswerIn most jurisdictions an "underage" driver must be listed on the policy and it costs more. In Massachusetts if you allowed an underage driver who resides with you to drive your car and they are involved in an accident then the insurance company will not pay the damages.


As the registered owner of a vehicle with insurance what happens if your son is involved in an accident with your vehicle if he lives with his mother and is listed on her policy?

I am an Insurance Broker - dependant upon where you live, your son's accident will be covered, either by your policy (considering you have adequate coverage, or his mother's, considering her coverage) Here in Canada, no-fault allows our own insurer to cover the vehicle, no matter the driver.


If your insurance will not cover your son during the 6 months he is driving with a learner's permit what happens if he is involved in a car accident while driving with an adult?

Your auto insurance will cover your son while on a lerners permit. Check with your company as some require that he be listed as a driver and you must pay premium while others do not require that he be listed until he gets his regular license. If you insurance is telling you that there is no coverage while he is on the permit then you need a different insurance company.


Can an insurance agency find out about an accident if no claim was reported and the accident happen during a time when the person didnt have car insurance a police report was made?

Yes. If a police report was filed or not more than likely the other parties insurance carrier notified the DMV and the accident was put on your record and the amount still owed to the insurance carrier is also listed there. If it was a one car accident and you were the only one that lost out it may or may not be on your record but since a report was filed it may still be listed. Be honest with the agency that you are talking with about a quote and they probably will know more about whether or not it will show up. If you lie on the application and it comes out later the company could consider this material misrepresentation and deny a future claim. It's not worth the chance of wondering whether or not you have coverage if a major accident happens.


How do you find out the insurance company of someone with just there lison plate number?

First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.