you pay money
Typically you need a car with insurance to get a title loan. If your car is totaled, the loan company are entitled to that money since they hold the title for your car.
usually
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
When an automobile is issued a salvage title, the automobile can never get a clean title. The salvage title will always remain with the vehicle.
If you have a salvage title and your vehicle is totaled again in an accident, the insurance company will assess the car's value based on its salvage status. You may receive a lower payout compared to a vehicle with a clean title, as salvage titles indicate that the vehicle has previously been deemed a total loss. Additionally, the process for rebuilding or re-titling a salvage vehicle can be more complicated, often requiring inspections and documentation to restore it to a drivable status. It's essential to check your state regulations regarding salvage vehicles for specific procedures.
Well, you'll be liable for the loan, but that's about it, unless you had something to to with the so-called "accident" (which is rarely accidental, and more often the result of negligence).
It depends on why it was totaled. If it's cosmetic damage that totaled the car (like a shallow sideswipe) of course. If it's structural, like frame damage, maybe. If it was in a flood, it's probably not a good idea to fix it since quirky electrical problems will haunt the car forever. If it is repaired it would still carry a totaled title but it can be qualified with the brand 'totaled/reconstructed' on the new title.
yes it is called a salvaged title
Once a salvage title is given to a car it remains a salvage or totaled/reconstructed car. It will never legally have a clean title again. This assumes the damage was reported to an insurance company and they totaled/paid out on the car.
Not while still "totaled". Since everything is tracked by the VIN# you won't be able to insure a totaled vehicle until such time that it's made roadworthy and has a reconstructed title.
no because you just can't do it without promtoin
You could obtain a duplicate title from the DMV.