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The minimum amount of coverage allowed varies between states or jurisdictions. In Georgia the minimum limit is 25/50/25 which means a liability limit of up to $25,000 per person with a max of $50,000 per accident for bodily injury and up to $25,000 for property damage. It was changed some years back when it was 15/30/10. For most people both of these limits are very low if you think about what medical costs and vehicles now cost. Just because you have minimum limits does not make your liability any less. If you are at fault in an accident you are still responsible for the damage done to the other party, their passengers, and their property. The limits on your policy is what you decide to purchase. The cost is minor to increase your limits and I suggest that you ask your agent to show you different limits and coverages before deciding on the lowest allowed by law.

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11y ago

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