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It is hard to say that there is an "average cost", because the premium depends upon a number of variables. These include:

1. The age and driving history of the primary driver;

2. The make and model of the vehicle;

3. The coverages selected (some are mandated by law and some are optional);

4. Where the car is garaged (often delineated by zip code);

5. The policy limits selected;

6. The deductibles selected.

There may be other factors peculiar to California insurance law, but these are the ones that create primary variability in premium.

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13y ago

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