When you are the no fault driver and the other drivers insurance wants to pay your damages can they check your dmv records before they issue your check?

If a person has already claimed damages from the at fault drivers insurance company can that person still go ahead and sue the person at fault?

No, the insurance company when settling the claim will have you sign a waiver of damages for their insured before giving you a check.

Driver bacome subject to the liability insurance law when accident damages amount to?

The amount of a claim from an accident has no bearing on the drivers legal requirement for financial responsibility. All drivers are required to carry financial responsibility before they drive. whether or not they have had an accident

Who is responsible for damages if you are not insured driving someone else vehichle?

The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.

Will a insurance company pay for the damages done to your car by someone who stole it?

Insurance is supposed to return the car to the condition it was before it was stolen.

Can you file bankruptcy to reinstate your drivers' license for an accident and driving without insurance?

The idea behind takin away the drivers license was that you were being irresponsible to drive without insurance. Now you want to demonstrate how irresponsible you REALLY are by filing bankruptcy to get out of your moral obligation. I sincerely hope the court will require you to pay for the damages to the other vehicle BEFORE they let you drive again.

Does your daughter have to surrender her drivers license before you can take her off your insurance policy?

No.

Is it a good idea to get extra insurance for a trailer rental?

It certainly can be if you are going to be on a very long Journey. Or if either of the drivers are not experienced drivers or have never driven a large vehicle before. If this does not sound like you then , you will most likely be fine with out it as the Trucks are insured. But you can be held Liable for damages to structures. So its a toss up to be honest.

What is the meaning of liquidated damage as an insurance term?

Liquidated damages refers to an amount of money designated and agreed to in advance for damages, before any loss takes place, so that the actual damages need not be calculated.

Drivers become subject to the liability insurance law when accident damages amount to?

You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.

Will your auto insurance cover damages after you cancel your policy?

If the damages claimed were of a type covered by the policy (prior to cancelation), resulted from a covered type of occurrence, and occurred before cancelation, yes. If the incident resulting in the damages occurred after cancelation, no.

Drivers With No Insurance?

Winding mountain roads, flooding rains and coal miners are only a few of the things that drivers in West Virginia have to deal with. They also have to deal with insurance rates. The best thing for drivers in the state to do is to look online for the most affordable insurance rates they can find. Car insurance is not just something that drivers can choose to have if they want to take it out. Car insurance is a requirement if drivers have a car. One of the things that are different about this area of the country is that Virginia does not make drivers have liability insurance. This means that there are plenty of drivers who are in West Virginia who may not have insurance coverage if they are involved in a car accident. Uninsured motorist coverage is a must for drivers in West Virginia in the event that they are in an accident with someone from a state that does not require their residents to have liability insurance. If an accident is the fault of the driver, their insurance policy will be responsible for the damages of themselves and others who are in the accident. A minimum of $20,000 for one person involved in an accident and $40,000 for multiple people who are in an accident is required by the state. Since there could be drivers who do not have insurance driving on the roads in West Virginia, it is recommended by insurance companies to get have more than the minimum coverage. Comprehensive and collision insurance are not required in the state, but they are two things that should be considered by drivers because of the conditions the roads can get in and other people who are driving. West Virginia is one of the states that are seeing a decrease in insurance rates. Drivers are being more careful when it comes to the rules of the road, and they are saving money by driving safely. Insurance rates are still at over $2,000, which is above the national average. Before purchasing an insurance policy, drivers should compare several different policies to get the most affordable rates possible.

When your insurance said comprehensive less deductible 1000 what does that mean?

The deductible is the amount of money you will pay out of pocket before the insurance coverage kicks in. If you have 900.00 in damages, they wont pay anything. If you have 1500.00 in damages, they will give you 500.00. Less meaning - minus the deductible