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When you are the no fault driver and the other drivers insurance wants to pay your damages can they check your dmv records before they issue your check?
Absolutely not. They should not even be asking for your drivers license number. The information the other drivers company would need is your insurance companies information and then they hash out all the details. Your record, be it DUI, wreckless driving, etc, does not affect their payment since their insured is At Fault.
What else can I help you with?
If a person has already claimed damages from the at fault drivers insurance company can that person still go ahead and sue the person at fault?
No, the insurance company when settling the claim will have you sign a waiver of damages for their insured before giving you a check.
Driver bacome subject to the liability insurance law when accident damages amount to?
The amount of a claim from an accident has no bearing on the drivers legal requirement for financial responsibility. All drivers are required to carry financial responsibility before they drive. whether or not they have had an accident
Who is responsible for damages if you are not insured driving someone else vehichle?
The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.
Will a insurance company pay for the damages done to your car by someone who stole it?
Insurance is supposed to return the car to the condition it was before it was stolen.
Can you file bankruptcy to reinstate your drivers' license for an accident and driving without insurance?
The idea behind takin away the drivers license was that you were being irresponsible to drive without insurance. Now you want to demonstrate how irresponsible you REALLY are by filing bankruptcy to get out of your moral obligation. I sincerely hope the court will require you to pay for the damages to the other vehicle BEFORE they let you drive again.
Does your daughter have to surrender her drivers license before you can take her off your insurance policy?
No.
Is it a good idea to get extra insurance for a trailer rental?
It certainly can be if you are going to be on a very long Journey. Or if either of the drivers are not experienced drivers or have never driven a large vehicle before. If this does not sound like you then , you will most likely be fine with out it as the Trucks are insured. But you can be held Liable for damages to structures. So its a toss up to be honest.
What is the meaning of liquidated damage as an insurance term?
Liquidated damages refers to an amount of money designated and agreed to in advance for damages, before any loss takes place, so that the actual damages need not be calculated.
Drivers become subject to the liability insurance law when accident damages amount to?
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
Will your auto insurance cover damages after you cancel your policy?
If the damages claimed were of a type covered by the policy (prior to cancelation), resulted from a covered type of occurrence, and occurred before cancelation, yes. If the incident resulting in the damages occurred after cancelation, no.
Do you need to include your non driving unlicensed spouse to your car insurance?
If your spouse has no drivers license and does not drive, then no, you don't have to include them on your auto insurance policy. Actually, they have to have a drivers license before they can be added to the policy.
When your insurance said comprehensive less deductible 1000 what does that mean?
The deductible is the amount of money you will pay out of pocket before the insurance coverage kicks in. If you have 900.00 in damages, they wont pay anything. If you have 1500.00 in damages, they will give you 500.00. Less meaning - minus the deductible
