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I saw a case very similar to this. The owner of the car took the driver to court and successfully sued him for wrecking his car. You could take the licensed driver to court for damages. If you try to use your insurance to file a claim, they may drop your coverage for not being responsible. Responsible means keeping your car to yourself so you don't want to involve your insurance company. If the damages are minimal, you should use small claims court. If you are looking at a totaled car, get a lawyer. The "Licensed" drunk driver is responsible for the collision. The vehicle owner is responsible for the damages. Next time, don't lend your car to a fool. The person to whom you lent the car is responsible, so long as you were unaware that he/she would let another person drive the car. When that person took the keys, he/she assumed responsibility for the car; obviously, letting a 15 year old drive it after he/she'd been drinking was not due caution.
What else can I help you with?
If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle what happens to your insurance?
I'm a Broker - first of all, as tacky and incovenient as this sounds, IF YOU DON'T KNOW IF A PERSON ABOUT TO DRIVE YOUR CAR IS LICENSED OR NOT, ASK TO SEE THEIR PERMIT! IN THE CASE OF AN ACCIDENT, YOU ARE PERSONALLY HELD RESPONSIBLE FOR ALL DAMAGES. The law says that we must assess the likelihood of such events and protect ourselves in any way. eg. if your friend is drinking you don't let them drive...
Are barangay chairman allowed to carry firearms without permit?
No. All firearms should be registered or licensed to a responsible holder to avoid accident or illegal discharge.
What if a unsured licensed driver is driving an insured car and causes an accident?
Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.
What if you're in an accident and you're not insured or licensed but you have a learner's permit and you're 18 and it wasn't your fault?
Learner or veteran driver, if the accident wasn't your fault you are not responsible, but it has to be proven in a court of law (if it was a serious one) and if on the minor side and the police came to the scene of the accident it depends on their report as well. Good luck Marcy
What happens if you let a non licensed driver drive your car?
If they are stopped your car could be impounded. If they get into an accident you are responsible for damages of your car and the other person's car. Not worth letting them drive.
If i drive my moms car and i live with her but im not on the policy and i get in an accident is the car covered?
If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.
Can someone without insurance and whose license was cancel sue you if you had an accident with him and you were at fault?
Absolutely, this person can and will sue you. Just because he/she wasn't licensed doesn't mean that you have the right to get in an accident with him/her. The only thing that will happen to the other person is get a citation for driving without a license, or whatever the case may be. You are still responsible for all damages.
What if you are a licensed minor driving your parents uninsured car and get into an accident where you were at fault should the judgment be placed on the minor or the parents?
You should get in trouble because you caused the accident.
What will happen if you do not have your drivers license and insurance with you when involved in a minor accident?
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
Does a 20-year-old passenger in a company vehicle being driven by an 18-year-old with a learner's permit have any legal responsibility if they are involved in an accident?
No. The one who is responsible is the licensed driver that is over 18 years old or older, that is in the vechile with them.
What are Ohio laws for causing an accident without a drivers license?
Most laws are to punish you for driving while not licensed, not specifically for causing accident. That would be a separate issue.
