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The short answer is it depends on your insurance company. Some do and some don't; most do not.
My qualifications: I am an independent insurance agent in CA.
ADDED: It may well do where using a hand-held phone while driving is illegal, as it is here in the UK. As you say it would depend on the insurer, but in the event of an accident it could at least void the claim if not the policy.
What else can I help you with?
Will a speeding ticket in California affect your insurance rates in Connecticut?
All driving infractions affect your insurance. Drive safely!
If someone get a speeding ticket while driving another person car will it affect your insurance in GA?
In Georgia, if you receive a speeding ticket while driving someone else's car, it could potentially affect your insurance rates. Typically, the ticket impacts your driving record, which may lead to increased premiums when your insurance company reviews your record. However, the car owner's insurance may also be affected if the ticket results in higher risk assessments. It's advisable for both drivers to consult their insurance providers for specific implications.
Will driving a semi without a cdl and getting a ticket or fine affect my personal auto insurance?
Yes. That's a pretty big ticket.
Will an exhibition driving ticket increase my insurance rates?
An exhibition driving ticket is likely to increase your insurance rates. You need to call your insurance company and let the know about your ticket.
Will an improper crossing of railroad grade crossing ticket affect your insurance?
Yes, it will go in your driving record and hence Insurance companies will be seeing it.
If a person is driving their parents car under their parents' insurance and lets a friend borrow the car if the friend gets a ticket will the ticket affect the parents' or friend's insurance?
I believe the Parents insurance go up!
How will a careless driving ticket in New Jersey with New Jersey registration and insurance but a Kansas license affect your DMV or insurance points?
The current age of driving in New Jersey is 17.
Will camera ticket affect my auto insurance in Louisiana?
No. Because the camera photos can identify your vehicle's plates, but cannot necessarily identify who was driving the vehicle at the time the photo was taken, the camera ticket will not affect your insurance in Louisiana (or most states).
Should you notify your insurance company of reckless driving?
If you have not received a ticket, then NO! If you received a ticket they know already. If you are applying for insurance and received a ticket for reckless driving, then the answer is yes!
If someone else is driving your car and gets a speeding ticket will it affect your insurance?
No. Speeding tickets are issued to the driver not the vehicle.
How will one ticket affect insurance?
It all depends on several factors. Year, make and model of car, ticket type. previous accident/ticket history, zip code of residence, driving record, policy type, etc. Usually moving violation tickets (such as speeding) affect your insurance the most.
How will a 3-point careless driving ticket for a 17 year old in Michigan affect car insurance rates his driver's license?
it will defiantly affect the premiums and depending on the insurance company they might drop him.
