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I think it may depend on the carrier. In Los Angeles, Progressive insurance still fixed my car even though it was hit by a rental car that was being driven by someone with only a drivers permit and not listed on the rental car policy.

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17y ago

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I wrecked my friends car will my liability insurance replace her car?

No. Their insurance will cover the damage to their vehicle, though they will not be happy about an unlisted driver being behind the wheel having an accident. If they have no physical damage coverage it will not be repaired or replaced.


Who is responsible if an unauthorised driver drives a hire car and has an accident?

I assume that you mean a rented vehicle with an unlisted driver having an accident. If you allow an unlisted driver to operate the vehicle then the person who signed the rental agreement will be responsible for damages because he allowed the unauthorized to drive.


What happens if a unlisted driver is involved in accident but given permission?

If an unlisted driver is involved in an accident but had permission to drive the vehicle, the insurance policy may still cover the incident, depending on the specific terms and conditions of the policy. However, the insurer may investigate the circumstances and could potentially deny a claim if the unlisted driver is found to have violated any policy rules. It’s essential for vehicle owners to inform their insurance provider about all authorized drivers to ensure proper coverage. Additionally, the vehicle owner may face increased premiums or penalties for not having the driver listed.


What if your not listed on there policy but the drivwr has there own?

If you're not listed on the driver's insurance policy, your coverage in the event of an accident may be limited or nonexistent, depending on the insurer's rules. Typically, the driver's policy will cover their liability for damages caused while driving, but it may not extend coverage to unlisted drivers. It's essential to check the specific terms of the policy and consider obtaining your own insurance for better protection. Always ensure that you are aware of the coverage details before driving someone else's vehicle.


What if an unlisted driver has an accident in Mass?

The insurance company will probably deny the claim for material misrepresentation, also known as lying. Companies are standing up to this now and not letting people get by without adding their children to their policies and expect them to be covered by playing dumb.


What does upp stand for in reference to an insurance policy?

In a homeowners policy it would be unlisted personal property UPP


If someone hit a car in a parking lot and a police report was not filed can the insurance company deny the claim?

If you have Comprehensive coverage on your Auto Insurance Policy then you will be covered. A police report can be made at any time after the accident. Bare in mind that the most frequent fraudulent auto property claims are usually reported as having taken place in a parking lot with no witnesses while a household driver check reveals unlisted drivers. Insurance companies have learned that an insured is less likely to file a fraudulent insurance claim if they know that in doing so they will also have to file a fraudulent accident report with the police. If your insurer denied the claim it may be because they didn't believe you or it may be that your Insurance Policy contract requires the report be made. Many Insurers are now requesting police reports in a loss situation.


What is a sentence for unlisted?

My phone number is unlisted.


What is an unlisted mix in 8tracks?

unlisted means private.... everyone cannot see your mix... if it's not unlisted then everybody can see it as your mix.


What clause that allows congress to have unlisted powers?

Unlisted powers of congress


What happen when a Listed company want to get unlisted?

Listed or unlisted on what? If the phone book, they can become unlisted. If the registry that the state they incorporated in maintains, they will always be listed.


If your uninsured boyfriend was driving your insured car when another driver hit you will the other driver's insurance still cover the damage to your car?

Certainly. If the other party was at fault and it is stated so on the accident report, they will pay for the damages and for you to rent a vehicle while yours is being repaired. I will caution you that you shouldn't allow drivers that are not listed on your insurance to drive your vehicle. While this will not cause a problem in a case where someone else is at fault, it could cause issues if he has an accident which is his fault or even if he hits a deer or other incidents. An insurance policy is a legally binding contract. They agree to accept your risk of an accident and you agree to supply them with all information needed to evaluate the risk. Unlisted drivers is a substantial misrepresentation on your part that can lead to cancellation of your insurance policy as well as denial of a claim.