It depends on the state the accident occurred in. In California the renter is responsible.
Again this varies by the state of the accident.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Once your insurance has paid, you are responsible for the rest.
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
You are the one legally in the care, custody, and control of the vehicle and therefore are the one who will be cited for driving without insurance. This is just the beginning of your trouble though. If you were at fault, you are also responsible for the damages done in the accident which may include injuries and damages to the vehicle you hit.
You could be held responsible for any and all damages.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
The license status of the other driver has no bearing on your liability. If you were at fault you are still responsible for any damages and injuries. Just report it to your insurance company as you would any other accident.
Then you where not covered. You are personally responsible for all damages you incurred unless the accident was not your fault. You should not have been driving a car without insurance. You now must pay for that mistake. Learn from it.
you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.
Technically, You are responsible for the car because the car insurance is in your name and not theirs. You can also go to court and they will investigate to see who should pay for accidental damages on the car but the Judge can also make the driver pay your cars insurance. It can go either way you or them depending on evidence of the accident.
If two cars crash and neither driver has insurance, the police officer arriving on the scene will of course both issue you tickets for no insurance, and your license can be suspended. The officer will also determine who was at fault, generally the faulty party is responsible for damages. Otherwise you are both on your own for being negligent for not having insurance at the time of the accident.