True
True
Yes.
You have a higher risk of falling asleep at the wheel. So yes, you do have ahigher risk of a collision.
Yes
false
Yes
True
No, your pulse rate usually goes down when you are sleeping, but it could vary to a higher rate if you are having a nightmare.
Intersection
Yes, probably. Driving with the lights off puts you at greater risk of a collision, so a greater risk usually translates to higher insurance rates.
There is a higher chance of collision in areas with heavy traffic flow, intersections, and during inclement weather conditions. Additionally, areas with limited visibility, such as curves or blind spots, also pose a higher risk of collisions.
It is normally higher than the US prime interest rate.