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Account numbers are like a cumstomer ID specific to the customer and the routing number is specific to the bank, sort of a bank ID. For electronic funds transfers, the routing number lets them know what bank the money is going to and then the account number lets them know the person the money is going to at that bank. The routing numbers are typically nine digits and usually the first set of numbers (from left to right) at the bottom of a check, then followed by either the check number or the person's account number.

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