Every Insurance company has it's own underwriting guidelines. So it just depends on the company.
No.
Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.
Nope! Because your dead!
Homeowners do not like obtaining empty house insurance because they have to pay extra money even though they are not living there. This insurance is useful in protection against vandals and accidents.
If you are filing a homeowners insurance claim because your basement was flooded then be sure to be specific when making the claim because most homeowners do not have flood insurance. If your basement flooded as a result of a broken or leaky pipe or from some other cause from inside the home then you should be fine but if your basement was flooded as a result of an outside source then you may not.
No, because motorcycles & ATV's are motor vehicles.
yes it does i know because someone broke our fire-pit and insurance covered it
Mortgage hazard insurance is a type of insurance that protects homeowners from financial losses due to hazards like fire, theft, or natural disasters. It is important for homeowners because it helps ensure that they can afford to repair or rebuild their home if it is damaged or destroyed, providing financial security and peace of mind.
Inexpensive Home InsuranceNo, It is not hard to get Home Owners Insurance just because your home is inexpensive.
HO insurance does not like Those dogs or Pit Bulls amongst others. Why? Because they are baby chewers!
No--unless it is required by the HOA bylaws or CC&Rs. However, having liability insurance is advisable for a homeowners' association because of the expense and burden of lawsuits in today's world.
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.