It is, like everything you owe and everything you own, included. Must be. Again, in BK everything is in...no pick and choosing. You cannot go Bk on the mobile alone. Or leave the car out. What you own is used to pay what you own. (Yes, some things, like household goods, work tools, and others are exempt from being used and things like Child Support, exempt from being "discharged")
yes
No
Yes
Yes he can file for Bankruptcy if he wants to depending on the situation of his property.
Chapter 7 is a liquidation bankruptcy, you are giving up your assets. If you want to keep your home and car you would need to file a Chapter 11 Bankruptcy.
I don't believe anybody can sue if you are under bankruptcy.
Sure.
yes
You need to start off by talking to your bankruptcy experts. They should be able to help.
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
It depends on which "chapter" of bankruptcy you file. I suggest you speak with an attorney to see what you can do.
Yes you can file bankruptcy. However the "rent to own home" is not owed by you and is still owned by the "landlord". You can continue with the "rent to own" or walk away. Bankruptcy is an entitlement to citizens for debt relief