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The answer basically depends on the type of policy you have as well as the reason for your water pumps failure.
Mechanical break down would not be covered. However depending on the type of policy your purchased, if the pump was damaged by a covered peril such as fire, wind, hail, lightning etc then it could be a covered loss.
the Best option is simply to contact your insurance company or your insurance agent and ask them if it's covered.
Remember that the most economical policies may not offer the broadest scope of coverage.
What else can I help you with?
Will homeowners insurance cover a broken water hose in the refridgerator?
No. Your homeowners policy does not cover appliance maintenance issues or degradation due to normal wear and tear
Will homeowners insurance cover water damage to an electrical panel?
Depending on the source of the water, typically yes.
Does homeowners insurance cover a water leak from a well to the house. It is outside.?
No, it is just for the house and contents.
Does home owners insurance cover broken furnace?
Insurance will not typically cover a broken furnace due to the wear, tear and deterioration exclusion. Some reasons insurance company will cover a broken furnace if it was vandalized, damaged by fire or water.
Does homeowner insurance cover the homeowner?
If i go out of town and live the water running from the sink would mu homeowners cover the claim
Will AAA homeowners insurance policy cover overflow of water from sink?
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
Does homeowners cover water damage from a leaky roof?
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Does homeowners insurance cover replacement of faulty gutters that cause water to go into basement?
No, if the gutters were not installed correctly.
Does Homeowners insurance cover water damage from sprinklers soaking through walls?
As long as the water entered above the ground surface level.
Does homeowners insurance cover damage done by foundation failure?
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
Does Florida Homeowners Insurance without extra flood insurance cover water damage if the roof is torn off from a storm and water comes from the sky?
Yes. This is not a 'flood' situation. Flood insurance covers rising waters entering the home. The homeowners policy covers resulting water damage from a wind damaged roof.
Should homeowners insurance cover water damage that was caused before you moved in?
No. Your policy will only cover damages which were caused by a covered loss during the policy period.
