In Arkansas, all motorized vessels, including boats, personal watercraft, and certain types of sailboats, are required to have liability insurance coverage to operate on state waters. This legislation aims to protect boaters and other waterway users from potential damages or injuries caused by boating accidents. Additionally, operators of vessels that are engaged in commercial activities must also maintain liability insurance. It's important for boat owners to check local regulations, as requirements can vary by jurisdiction.
Liability insurance is the minimum coverage you can get and is required in every state.
The minimum amount of liability insurance coverage required (in California) is: 15/30/5. 15/30/5
Liability insurance
Liability coverage (often simply called "liability") protects you from damage you do to others or to property in an accident. Some level of auto liability insurance coverage is required in all 50 states - get info for your state's auto liability insurance coverage requirements here.
You are required to have a minimum of 25/50/25 auto liability coverage.
There are three types of automobile insurance coverage required in the state of Kansas. These include liability, personal injury and uninsured.
In Nebraska, you're actually not required to have full coverage. You'll only need to have minimum liability insurance.
public liability
In Pennsylvania, medical liability coverage is not specifically required for motorcycle insurance. However, motorcyclists are required to have at least liability insurance, which covers bodily injury and property damage to others in the event of an accident. Additionally, riders can opt for optional medical benefits coverage, which helps cover their medical expenses resulting from a motorcycle accident. It's important for riders to assess their individual needs and consider additional coverage for better protection.
The minimum coverage required for basic car insurance in your state varies, but typically includes liability insurance for bodily injury and property damage. It's important to check your state's specific requirements to ensure you have the necessary coverage.
That usually means you have the state required liability limits and nothing more.
In PA you are required to carry at least liability coverage. This is the law in most states.