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Assuming that "annuity rate" means the rate of interest paid on a deferred annuity, the answer depends upon whether the annuity is a VARIABLE one or not. The contract value of a VARIABLE deferred annuity is tied to the investment performance of the separate accounts chosen by the purchaser. These accounts are much like mutual funds, and their value will fluctuate, often daily. In a VARIABLE deferred annuity, there is no guarantee of principal or minimum interest (unless you've invested in the "fixed" account).

In a non-variable annuity, often called a FIXED annuity, principal, and a minimum rate of interest is guaranteed. In addition to that minimum rate of return, most deferred annuities offer additional, non-guaranteed, interest. There are two types of fixed annuities: (a) "Declared Rate" and (b) "Indexed".


Declared rate deferred annuities generally declare the current, non-guaranteed interest rate each year. Index annuities may declare and credit interest each year or retroactively, after several years.


For more information, see Olsen & Kitces,"The Advisor's Guide to Annuities" (3rd ed.,2012, National Underwriter Co.) or "Olsen & Marrion, "Index Annuities: A Suitable Approach" (Olsen & Marrion LLC, 2011).

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Do annuity rates remain steady or are they variable?

This actually depends on the annuity. A "fixed" annuity always gets you the same rate, while the rate of a "variable" annuity is indexed to some other rate, usually the federal prime rate. Rates are variable over the long term. It is possible to lock a steady rate in but it costs more to do so.


How good is the vanguard variable annuity?

Annuities usually mean large fees and higher tax rates. However, Vanguard tends to stand separate from all others. It is beats its competitors by 70% in managed mutual funds. However, investors have a 5% chance of doing better with Vanguard Variable annuity.


What is the largest annuity payout possible?

Annuities with the Highest Immediate Annuity Payouts and the Highest Annuity Interest Rates available. Immediate Annuities, Fixed Deferred Annuities www.jdsannuities.com/ The largest annuity payout possible is about 50% of your investment. You must get really lucky and you should understand investments comes with risk.


Can a Present Value Calculator be used to compare mortgage rates?

Yes, you can campare mortgage rates using the present value calculator. you can also check compound interest, present value, return rate / CAGR, annuity, present value of annuity, bond yield and retirement.


How are home mortgage rates calculated?

Mortgage rates are calculated based on the 10-year Treasury bond. This mean that usually when bond rates go up so do interest rates and interest rates are part of what we pay when we pay our mortgage. Mortgage rates are also calculated based on how much of a loan we need to finance our home purchase. One will pay an interest rate on the loan amount.

Related Questions

What is the best place to find annuity rates?

Annuity rates are often listed on a businesses' main website, depending on who you want of find annuity information for. Pull up the website for the business in question, and navigate to their "annuity" page.


Where can the best annuity rates be found online?

There are many websites where one can find annuity rates. Some of these include Annuity FYI, Fidelity, USInsuranceOnline, and Annuity Rates Instantly.


What are the best annuity rates?

Annuity rates are a tricky topic. Annuity rates have been fluctuating the past few years. Ever since the recession hit, the annuity rates have been rising and there is hope that will continue to. Based on the current market , an annuity rate that is between 8% and 15% is considered a good annuity rate.


How much is Fifty four dollars in sterling?

About 35 GPB, but exchange rates fluxuate.


Where can one get life time annuity rates?

One can get life time annuity rates from his bank. They must simply speak to their financial adviser who will assist them with getting life time annuity rates.


How many different types of annuity rates are there?

There are at least two different types of annuity rates depending on your location.


Do annuity rates remain steady or are they variable?

This actually depends on the annuity. A "fixed" annuity always gets you the same rate, while the rate of a "variable" annuity is indexed to some other rate, usually the federal prime rate. Rates are variable over the long term. It is possible to lock a steady rate in but it costs more to do so.


What are the best annuities?

Annuity rates are a tricky topic. Annuity rates have been fluctuating the past few years. Ever since the recession hit, the annuity rates have been rising and there is hope that will continue to. Based on the current market , an annuity rate that is between 8% and 15% is considered a good annuity rate.


What are annuity rates?

An annuity rate is as finance theory that is used to show fixed payment of a period of time. The are usually between 4% to 12% however it may change at any time.


What are common annuity rates?

An annuity rate is as finance theory that is used to show fixed payment of a period of time. The are usually between 4% to 12% however it may change at any time.


What are the current rates for Fixed Annuity in Omaha, NE?

fixed annuity rates effective from 4-15-09 can be found at http://www.rasberryagency.com/images/MofORates.pdf


Where can one find information on pension annuity rates?

You can find information on pension annuity rates by contacting financial institutions, insurance companies, or pension providers directly. Additionally, websites and financial publications often provide updated information on current annuity rates and options available. It's important to compare rates from different sources to find the best option for your individual circumstances.