No.
how much money does insurance pay for an broken foot
All of them do.
There are alot of companys that offer cheap house insurance. It depends on the person. Is it about the service or is it about the price? I would choose service because I would rather have place to live in rather than getting your house broken, fixed badly, but you pay them more than they deserve.
income taxes ? no insurance payments are exempt
No.
The insurance for the person at fault should pay for a broken mirror. If the person at fault is not available, then the mirror might end up being the responsibility of the car owner.
Sure, you can make a claim for the damage done to the car if you have physical damage coverage. As for the home, only your home insurance will pay for the damage to the house. The house insurance will not pay for a car and an auto policy will not pay for a house. Even if the same incident gets both.
No. If there are no mortgage requirements that you carry insurance then it is completely up to the home owner.
Content house insurance covers the items, or content, of the home itself. It does not cover the home as a structure and you will need separate insurance for that.
Normally when you buy a house, you will be required to get home owner's insurance and pay a deductible. If you can pay the deductible, you may lose your homeowners insurance.
Yes. If you pay cash for your house then you do not have to buy insurance. The only time you have to buy insurance on a house is if you take out a mortgage, the lender will probably require you to have insurance. That is in case the place burns down, it protects the banks collateral.
The amount you should expect to pay for house contents insurance will vary depending on the value of the items you desire to be covered by that insurance. Luckily, there are numerous "calculators" available on the web that you can use to make a list of your covered items and get an estimated amount of what you can expect to pay in insurance for those items.