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Variable universal life insurance (VUL) and traditional insurance products differ mainly in their investment component. VUL policies allow policyholders to invest in separate accounts, offering potential for higher returns but also higher risk. Traditional insurance products, on the other hand, do not have an investment component and provide guaranteed benefits.

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In organic chemistry, the key differences between the Zaitsev and Hofmann products lie in the regioselectivity of the reaction. The Zaitsev product is the major product formed when the elimination reaction follows Zaitsev's rule, which states that the more substituted alkene is favored. On the other hand, the Hofmann product is the major product when the elimination reaction follows Hofmann's rule, which favors the less substituted alkene.


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