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I'm an architect and have projects in the Berkeley, Marin and San Francisco areas. Three crucial determinants are slope, access, and available utilities. If you have a somewhat flat lot with utilities available from the street and good access, you can get your price down to $275-$325 per square foot. This assumes the most minimal of finishes (be prepared to paint and nail in molding) and you on your own for appliance budget. This does not include permit fees, structural or architectural fees or other zoning variances/fees imposed by the City or County, or your initial fees in purchasing the lot.

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