0
The best thing to do is give them your keys otherwise they will just get a tow truck and remove the car. I just had my car repoed and I gave them the keys to it and they let me take all my things out of the car and even helped me bring it up my door. Not all repo companies are like that. So hand the keys over, its alot easier.
What else can I help you with?
What happens when they repo your car and they shouldn't have?
If the bank made a mistake they will return the vehicle to you, the repo company is under a hold harmless and work the accounts the banks give them.
What is special about the Repo Truck company?
There is no company with the name "Repo Truck", but "repossession" of a vehicle simply means the financial lending company "takes back" the vehicle, because monthly payments on the vehicle have ceased.
What do you do when repo man is here?
Repo agents aren’t allowed to ”break the peace”. By simply confronting or sitting inside your vehicle, they will be unable to tow. This doesn’t mean law enforcement won’t be called in which case you may possibly have to turn over the car, usually depending on your states laws.
Does the finance company have to give you written notice before they repo a vehicle in CA?
NO. the repo rate would go to the bottom if they told you. BTW, they already did in the CONTRACT. Look at the DEFAULT clause.
If car gets repossessed do you have to give back the keys?
Grow up. Yes, give them the keys back. If they need them they will ask.....just make sure you get ALL of your personal possesions back before you give them the keys. Well, no. You don't have to give them back. If you choose not to, be prepared to have to pay up to $250.00 for the bank to have a new one made. Cheaper to give them back. Most repo companies won't give personals back until they have the keys. A repo "company" cannot hold your personal property hostage.
Can reposession company file a claim with your car insurance company to fix preexisting damage?
If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.
How is a car repossesed without keys to it?
I'm a repo man, so, I'll tell you what I know. The dealer keeps a spare set of keys, that pair of keys they send people in the mail after they're done paying for the car is the 'repo set'. That is not always the case, there are actually several ways to repo a car, they can pop the linkage on the vehicle without keys and this basically puts the car in neutral or they can use tire dollies if the vehicle is all wheel drive or left in 4 wheel drive. If the repo agent wants the vehicle they will get the vehicle regardless... best just not to tote the note because they will find the car, believe me my husband has been in the industry for years. Also most reposession companies will cut their own keys with a code from the finance company, only mom and pop dealerships usually keep a spare set.
Can a repo agent be charged with grand larceny?
Only if they do not have the correct paperwork from the finance company whom has the right to repo the vehicle.
Can a repo man enter a vehicle before verifying the vin?
No. because not verifying the vin could lead to a misrepo of another vehicle for which the repo company would be sued.
If your company is going out of business what is procedure for repo a vehicle?
It will depend what country you live in, most countries the lease/hp company are the legal owners of the vehicle until it's paid for so they can contact the vehicle makers/seller and order a set of keys and if required take the vehicle back. To be honest you are much better to arrange a time and place to return it to them
Can a repo company take your car from behind a locked gate in California?
No one has the right to enter your property to repo a vehicle. I your vehicle is out in the street, then its fair game. If you see the repo man coming but has not hooked up to your vehicle, you legally still have possession of the vehicle. Once the vehicle has made contact with the truck the vehicle belongs to him.
Can the repo company make keys to your truck when they already have the keys?
You kiddin me... they will make several keys if they feel like (they being me) I repo cars all the time.. i will make several sets if the account is a pain in the butt. I will give them to neighbors even! ya.. neighbors! i have paid, friends, family and neighbors, to name a few to take peoples car.. $$$$$$ money talks. Ya, most will take them with a hold harmless affadavit i give them. Depends on your neighborhood wether they are all that willing to help. When it comes to repo "by any means necessary"
