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What are the guidelines for vehicle reposession in California?

I am presently two months in arears in payments to the bank. I am presently looking for work with fairly good prospects How can I prevent reposession of my vehicle which is critical in persuing job search?


Can reposession agent go in home owners fence to recover vehicle?

Yes, as long as there is no breach of peace. The repossession agent cannot break a lock or damage property. They can only recover the vehicle which is behind a fence only if it is accessible.


What is the term used when your vehicle is taken from the owner when payment agreements are not met?

reposession


What is concealment of a vechicle?

I'll take a guess, since you posted this under reposession: It's hiding a vehicle so it would be repossessed, done sometimes when people are behind in their car payments.


What are your rights if the repo company would not return your phone call so you couldn't claim your personal property before the auction?

Blaster, they are required by law to HOLD your personal property for at least 30 days, 60 days in some states. State laws vary so check your state codes to be sure on the time limit. Usually, if you dont pick it up, you can find it a GOODWILL. Reposession of the the property you had a loan on is between you and the loan company. Reposession companies only have the right to store the repo'd property until you and the loan company have settled. Reposession companies DO NOT have the right to enter, take or damage the repo'd property and your personal property. If you have sufficient evidence that the Reposession company has done anything to both properties, you need to see a lawyer.


How do you get a new vehicle after a reposession?

You will not be able to using credit, but if you have the cash you could go into a shop and buy one.


In the state of North Carolina does the reposession man need a Writ of Replevin in in order to repossess a vehicle?

habeas corpus


Does the DMV get notified of a reposession if they have not found the car yet?

No. Only when the vehicle is repossessed and always once the licence plates are turned in.


Can a reposession of a vehicle be towed while you are in the vehicle?

Often, the law is vague on this, and the reaction may come down to the disposition of the police department. However, it could be potentially seen as kidnapping.


How long do have to pay once your car is reposed?

The bill is due immediately after the finance company sells the vehicle and totals the cost of reposession.


What if you concealed a vehicle that is in reposession?

It depends on the local state laws. Most of the time, nothing unless the repo agent finds it or the court issues an order for the person release the vehicle to the agent.


Will home owners Insurance cover tools in a vehicle that was stolen?

Yes under personal property/contents