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What if a car dealer takes your deposit but then can't get financing?

If the financing was being arranged by the dealer he should return your deposit. However, if you were arranging the financing then it is not his fault and depending on the wording of your contract he may be entitled to keep your deposit.


What is an advance fee loan scam?

That's where a company pretends that they have approved you for a loan, and that you just have to send a deposit or fee to get it. After you send the money, you do not get the loan. You may be asked for a yet another deposit or fee, and they'll keep asking as long as you keep paying. But you will not get the loan.


If you sign a finance agreement and now the bank wont finance you do you have to give the car back?

You have to look at the papers that you sign with the car dealer. Typically they make you sign an agreement to bring the car back in the event that they can not get you financed. If they did not have you sign something, then they will probably hold the note themselves and then you have to pay the car dealer. But the short answer is yes, you can not keep the car if you can not pay for it.


Can a dealership keep your deposit if you purchased a car kept it for over a month then was informed by the dealership that the loan was not approved?

They can if it's written somewhere, such as your contract or in a place where a buyer would be reasonably able to see it.


Can dealership keep 100 dollars of your money because you changed your mind if you never took possession of car?

Was the $100 a nonrefundable deposit? Yon have to be careful about giving anyone including a car dealer any money prior to executing the purchase. They will try and get you to give a deposit, to hold the car, which is often not refundable unless they can not get you approved for a loan. This doesn't mean if you don't like the terms which may bring interest rates of 20 or more percent. This means that no one that they deal with will lend you the money.


What is a bank's reserve-to-deposit ratio?

this is the amount of deposit the central bank authorise bank to keep them


Where can you find certificates of deposit?

The bank will give you one every time you make a deposit, if you need a copy of your deposit then talk to your bank. They keep all deposit slips on file for you to have.


How deposit important to a bank?

deposit is like food for banking body to keep it operative by way of using it .


Do you have to have a dealer change your oil in a Nissan?

No. As long as you use an approved oil and filter as outlined in your owner's manual, and keep good records, you are fine to change your own oil or pay someone else. It does not have to be changed at a dealership.


Can a car dealer keep your deposit if your financing doesn't go through and you have already taken possession of it?

as long as you have returned the car as requested. A dealer may try to keep a deposit, however most states allow for reasonable costs, re-washing,(detail) anybody or physical damage that wasn't there before and maybe miles but the law is very clear as to use and intent. drive the car for 5 days and put 15000 miles on it and you will probably lose, drive normal miles 500-2000 this would be normal. Most dealers will not retain deposits if the financing is turned down, it's not legal and it's bad business. There is a non-refundable deposit kind of deal, special order, last one in stock, these kind of deposits can and will be kept by the dealer.


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Why would a landlord keep the security deposit?

A landlord will keep a security deposit if the condition of the rental property was damaged by the occupant in some manner. The security deposit is to cover the expenses of repairing the rental property after the tenant has moved out of the premises.