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Each state has different laws regarding repossession so it would depend on your state.
It is true that every state has different laws regarding repossession, but this might fall under the breaking and entering statutes for your state. Very difficult to say without knowing what state and having some legal knowledge. However cutting a lock would be considered very bad form almost anywhere. Further if the repo-man simply takes the broken lock and repossesses the truck it will just be his word against the debtor, and it will probably go no where. Unless there is a security camera.
What else can I help you with?
Can a repo man take a truck and trailer?
Most usually they are empowered to take items where you haven't made the payments. If both the truck and trailer were being repossessed, then you are stuck.
Can a repo man remove a trailer to take truck?
They can pull the kingpin latch on the fifth wheel - that is all they can do. They cannot physically move the trailer.
Can a repo man unhook a work trailer from a truck to repossess the truck?
he cannot take the truck while the trailer is attached. But he can unhook it then take the truck. Just put locks on the chains and the hitch. He could still cut the locks off...but ???
Can a loan company repo a truck with a boat attached to it in South Carolina?
Only if the truck, boat and trailer were all behind on payments and the lien holder for all of them assigned them all out for repo. If they weren't it's called conversion.
Can a repo man take a truck with a trailer connected to it?
Repo man took my truck and my 24 ft trailer with 5k+ of tools on it. The trailer and tools are not on the loan and this has not been returned to me. He also knocked over my mail box. I have done a police report and was advised to contact them and try to work something out. There was some one that was supposed to buy the trailer in the morning, but that sale has been lost now. The officer as well entered in the police report the amount that the trailer was to have been sold for. The repo company nor the car lot have returned my rightful property to me, and I am signing warrants in the morning on them.
Can a repo man repo your truck behind your gate?
Yes. If he has a repo order, it is no longer YOUR truck.
How do you get into the semi truck repo business?
First, get some substantial time driving them. When you repo one of these, you have to be quick - if it's attached to a trailer, you typically have to drop that trailer, and it could be any type of trailer... dry box, RGN, whatever - and again, you need to be quick. None of this OTR, saunter out of the truck singing, "I've got tiiiiiiiiime on my side" nonsense. Then, you get enough experience that a towing and recovery company will hire you. Get a little time doing that, let them assess if you're ready to do repo work. If they decide you are, then you get into it.
Can a repo man take a truck with a trailer connected to it but trailer is owned by other company?
No. The repossessor can only take the unit they were contracted to repossess. Taking any other vehicle (which includes a trailer) is a felony, and a separate felony will be assessed if there's a load in that trailer.
Can you repo cars without a tow truck?
Yes, it is possible to repo cars without a tow truck, although it may be more challenging. Methods such as driving the car away or using a flatbed trailer can be employed, provided that the repo agent has legal authority to reclaim the vehicle and does not breach the peace during the process. However, using a tow truck is generally the most efficient and least confrontational method for repossession.
Can repo man repo your truck with you in it?
Probably not. He'd probably ask you to get out of the car.
Can a repo man take your car if there is no insurance on it?
Yes. He's not going to drive your car. He's going to hook a wrecker (tow truck) to it and tow it to a holding lot.
Husband deployed I can't make payments on his truck can his truck be repo?
Yes
