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That depends on your insurance company.

They may only ask for convictions going back four years. If you have convictions before that time, then you need not declare them.

They may also ask for 'any convictions' 'with dates'. Err on the side of caution and declare them as there does not appear to be a time limit.

If you telephone the insurance company first, you can ask about answering that question. You should not give your name, even if they insist. You are only making an enquiry.

Be advised though that if you choose to exclude some details on your application, you may be subject to a criminal conviction for false representation on the application. Your insurance will be void and you may face further criminal charges for driving without insurance.

I mentioned to my insurance company that I had points on my licence for a speeding offence - my only offence in over 20 years of driving - and they told me it was no big deal. They are aware that people do get caught speeding on occasion and they do not use it to calculate the premiums.

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15y ago

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