If it is completely off the road you do not need to pay insurance. But do not move it one inch on a public road!
Pay-as-you-go car insurance is exactly that. It caters to the exact conditions of the driver and vehicle, particularly the amount of miles driven. It also accounts for the time of day!
There are man parts to an insurance policy providing many different types of payouts to multiple parties.
It depends on many factors, like type of car, type of insurance, age, experience, location, garaging, security features, driving history. All of these are taken into account. A new and inexperienced driver is likely to pay more insurance than the value of the vehicle being driven.
The other person pays.
If your lender requires you to have insurance during the loan period, then yes. Also. If you are driving , then yes. If the vehicle is not on the road being driven, then no. But, know that if you just drive the vehicle to your next door neighbor's house and you have an accident (collision), then you better have insurance or you could wind up having to pay a huge fine and/or have your lincese suspended and/or have your prospects for a future car insurance company require you to pay alot more for car insurance.
To the insurance company.
you will have to pay a debt and GET CAR INSURANCE
Yes your insurance will pay for it because if you have good insurance it will pay for it
If you carry full collision and replacement of your vehicle, depending on your insurance company, they will pay the blue book value of the car if it is totaled. That is why it is important not to ever owe more than the car is worth, which is referred to as "being upsidedown."
The insurance company will pay you the worth of your car minus your deductible.
No. The other person's insurance should pay everything, including your rental car use during the time that your car is being repaired. UNLESS the person that hit you is claiming innocence and there were no witnesses. Then you may have to pay the deductible if your insurance company can not get them to pay.
if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services