Broadly, the answer is "yes", if the point is to be covered in the event of a collision.
The coverage can be provided by means of the driver being named on the application for insurance, and designated as an authorized user of the vehicle. A premium will be calculated based upon the risk factors attending the use of the car by all authorized driver, the type of vehicle, and other factors allowed by law to be considered by the insurer.
The driver can also obtain "non-owner's coverage" which will generally provide coverage regardless of the vehicle being driven. This is often obtained by someone who does not own a car.
Finally, some commercial policies cover a range of people on a range of vehicles, but the vehicles and the authorized drivers have to be identified to and approved by the insurer.
It all depends on what your insurance certificate Say's for eg: you may also drive other car not belonging to you or hired to you or under a hire purchase agreement with the consent of the owner. Meaning as long as you have the permission of the owner you can drive the car under basic third party insurance however if you leave the vehicle IE; go shop or leave the driver seat that vehicle then is not insured.
No, you can only drive the cars listed on your car insurance policy.
anything
no
Only people with a license and car insurance are legal to drive a car, though many people without a license and/or insurance drive cars daily.
Fully comprehensive cover will allow you to drive others peoples cars, with their permission, but only on a thrid party basis, and you have to be over 21.
Some companies charge more for red cars. Others do not. Ask your insurance underwriter for specifics. Many companies charge for different factors that others don't such as credit rating and high school grades.
Yes, it is state law that cars have insurance so they won't let you drive off the lot without proof of insurance.
no.
liability insurance, see North Carolina
Ford,Chevrolet,Reanult,GMC and many others.
some drivers drive their cars back while others are towed back by their crews