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Liability coverage extends from the vehicle that is pulling a trailer, boat, or camper. This means if you are backing up in a parking area and the camper hits another vehicle the liability coverage will cover the damage to the other vehicle. Even if you are going down the road and the trailer comes loose the liability is still attached to the trailer and damage it does to another persons property is covered by liability from the vehicle that it was attached to. The kicker is that damage to the trailer itself is not covered by the vehicle pulling it. You would have to have a policy on the trailer itself for physical damage coverage to cover damage to the trailer.
What else can I help you with?
What insurance covers a boat trailer accident when attached to a car the car insurance or the boat insurance?
If you only have liability your car insurance isn't covering your boat trailer, even full car coverage probably has small fine print limiting coverage to your car. Trailer coverage through your boat insurance provider is more likely to cover it.Additional answerIf your question is regarding the damage caused by the trailer while it was being towed by an automobile, then the answer is yes, the damage caused by the trailer will be covered by the liability. The damage to the trailer would not be covered by the auto policy even if you have collision coverage.If it is regarding the damage to the trailer, it would not. Only if you have a watercraft policy which typically provides coverage for both trailer and watercraft.
Who is responsible for vehicle damage caused by ambulance?
The insurance company of the vehicle found to be at fault in the collision. The fact an ambulance was involved in not important.
Does liability car insurance include crashes caused by a stolen vehicle?
NO, An insurer or the vehicle owner is not liable for damges caused by a vehicle thief while in the commission of criminal auto theft. The Insurer would not consider this as permissive use.
What are the benefits of purchasing third-party car insurance for your vehicle?
Third-party car insurance provides coverage for damages or injuries caused to others by your vehicle. It can protect you from financial liabilities in case of accidents.
What does pd insurance stand for?
PD insurance stands for Property Damage. It is a portion of the liability insurance required by most states. This is the part of the policy that will pay for damage that the insured vehicle caused to another person's property, such as a vehicle or some other property.
Will liability insurance cover damage to a person's vehicle caused by someone else?
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
Does Home Owners Insurance cover foundation repair?
It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.
Does car insurance only protect the vehicle itself?
No, car insurance does not only protect the vehicle itself. It also provides coverage for damage or injuries caused to others in an accident, as well as legal expenses in case of a lawsuit.
What is third party in car insurance?
Third party insurance basically protecting yourself from the actions of another persons. It covers the damage you caused to a third party only - injury, death, and/or property damage caused to a third party in the event of an accident caused by the use of the vehicle.
Whose insurance is liable when arson caused the vehicle next to yours to burn catching yours on fire?
definately not yours!
How is your auto insurance affected if a tree falls damaging your vehicle?
If a tree falls and damages your vehicle, your auto insurance coverage will typically depend on the specifics of your policy. If you have comprehensive coverage, it should cover the damage caused by the falling tree, minus your deductible. However, if you only have liability coverage, damages to your vehicle may not be covered, as liability insurance does not protect your own vehicle. Always check with your insurance provider for the specific terms and conditions of your policy.
Does liability pay off if there was just your vehicle in the wreck?
It does not pay for your vehicle. You would have to have collision insurance. In a one vehicle accident, liability only would come into affect if you caused damage to another person's property.
