It may and My policy does
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
Comprehensive auto insurance will cover a driver for car accidents and injury caused by them. It will also cover damage from weather incidents, vandalism and fire, as well as theft.
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
Comprehensive insurance is a type of auto insurance that covers damage to your vehicle not caused by a collision. This includes protection against theft, vandalism, natural disasters, and animal strikes. Unlike liability insurance, which only covers damages to others in an accident, comprehensive insurance helps pay for repairs or replacement of your vehicle based on its value. It is often required by lenders when financing a car.
about 100,000 are caused yearly by potholes
Third-party insurance provides coverage for damages or injuries caused to another person or their property by the policyholder. The main benefit is that it protects the policyholder from financial liability in such situations. Comprehensive coverage, on the other hand, provides broader protection by also covering damages to the policyholder's own vehicle in addition to third-party liabilities. The key difference is that third-party insurance only covers damages to others, while comprehensive coverage includes protection for the policyholder's own vehicle as well.
Comprehensive Insurance is a term used for a variety of insurance policies offering a broad protection. In car insurance, it is coverage which pays to repair or replace the policy owner's vehicle and personal property inside of it if it was damaged or lost due to other agents, such as fire, theft, flood, or vandalism. Comprehensive insurance is an element of car insurance that pays for damages to your vehicle caused by anything other than a collision, including vandalism, theft and natural disasters.
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
A Comprehensive car insurance policy includes the following: Damages Due to Accidents: If your car will witness any damage due to an accident, nothing to worry about as a comprehensive car insurance policy got you covered. Third Party Losses: In an unfortunate event of third party loss related to person, vehicle or property, your comprehensive policy will take care of the legal and financial liabilities. Car Thefts: In case your car is stolen, your comprehensive car insurance policy will look after the same. Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your comprehensive car insurance policy comes handy. Damages Caused in Fire: If your car catches fire, your comprehensive car policy will pay for the damages.
Your collision coverage will take care of this. Comprehensive is for things such as theft, acts of god (such as a tree falling on your car), etc. Collision is for well crashes. You incurred a vehicle malfunction which caused you to have an accident, or collision.