Theoretically, a car can be repossessed after 1 day of being late with payments. In practice, most banks don't take action until 60 or 90 days.
The length of time that a car payment can be late without being repossessed will depend on the bank or car dealers agreements. Payments made after a month may be in jeopardy of being repossessed.
60 days
Read your contract. It likely says the lender can repo anytime you are in DEFAULT. Two weeks late is unusual, but they could repo when you are 1 day late.
Not making the entire payment is still a default on payment. You will be charged the late fee and you will need to make it right with the bank or they will start the process of repo.
The bank/lending company are the ones who repo your car the repo chimps are just their agents.Your bank should tell you.
One day late. I live and own 2 repo companies in Washington. Sorry, but that is the law.
The lender CAN repo when you are 1 (one) day late.
I need to know how long does it take the bank to repo your car if you are 2 payments behind. Can I make arrangements to make a payment next week
Call the bank and ask.
Non-payment of loan.
Read your contract. One day. As long as you are in default of the contract, the lender can repo the collateral. That could include no ins. coverage.
The repo man will not care if your car has insurance or not. If you haven't been paying for your car, the finance company or bank will take their car back.