All policys will contain wording like, 'you must promptly report all claims' it is never wise to 'wait' report the claim immediately, you could contact your states dept of insurance to see if there is a legal time limit. There is of course state statues for physical damage, injury etc.
Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.
Insurance polices and carriers differ. A person would need to contact their insurance company to see how long they have to file a claim. In Oregon, a person has up to 10 years to file a personal injury lawsuit in court for a car accident.
Typically you have 30 days to file.
You must do this right away.
Within 24hrs
You have 10 days to file a claim with your insurance company.
the ''CAN'' if it's been too long, most don't file it NOW !!!
You can file a claim up to a year after your accident. It is best to do it right away and not wait as this can weaken your claim and cause other issues.
You will have to check your home owner's policy. It is a contract that you have with the insurance company and will specify how long you have to file a claim.
One would think that a claim should be filed as soon as possible - why someone would deliberately wait for weeks and weeks to file the claim creates questions about the validity of such claims.
What type of claim? Damage or injury?
It is wise to file your claim ASAP. However, there is a statute of limitations which varies from state to state, depending on the type of claim you have, property damage, personal injuries or both. It usually is between 2 to 3 years.