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Usually if the car is a total loss, the insurance company will pay you and take the car. They then sell it for parts/salvage. If they let you keep the car, all you have to do is check on the current status of your policy and see if it is listed.

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16y ago

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Can you still collect on your own insurance without paying the deductible after an accident.?

If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.


Can your insurance company cancel auto coverage after you had an accident?

If you have an accident in the first 60 days of your policy,, Yes They can cancel your policy


What services do the Globe life and accident insurance company offer?

Globe Life And Accident Insurance are a company that was founded in 1951 it is now based in Oklahoma city and has over 3.8 million policies in force. It provides Life, Accident and Health Insurance coverage.


If you meet with with an accident on the last day of your insurance coverage will insurance company pay for it and Can you report accident after the last day?

Generally, your coverage expires at midnight on the last day of your policy. Until then, you are covered. There may be some time limit during which you must report an accident, but if it happened while you were covered, the insurance company should take care if it.


What services does Stonebridge Life Insurance Company offer?

The Stonebridge Life Insurance Company offers whole life and term insurance, accident and hospital coverage, accidental death insurance and dental insurance.


What exactly is insurance coverage?

Insurance coverage refers to a sort of policy for which one pays premiums to ensure that they are helped should disaster strike. The most common coverage is auto insurance, where the insurance company will pay the cost of repairing a car should you have an accident.


Is insurance company still liable for medical payments even you no longer carry that insurance?

The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.


Will the Insurance Company pay for a rental car if the accident is your fault and if you have full coverage ins?

Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.


Is auto insurance coverage of accident from company A good after switch to company B?

If you switch from company A to company B, your auto insurance coverage from company A typically ends once the policy is canceled or the coverage period expires. Any accident that occurs while you are still covered by company A would be handled by them, even if you switch to company B afterward. It's essential to ensure that there is no lapse in coverage during the transition to avoid potential issues with claims. Always review the terms of both policies to understand how they handle accidents and claims.


What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?

The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.


What is gap insurance?

GAP insurance is coverage that covers the difference between the value of the vehicle at the time of the accident and the amount that is owed on the loan at the time of the accident. GAP insurance can be purchased from the finance company or from the persons insurance company. Usually it is much cheaper to get it from the insurance company.


What if you were in a car accident and it was not your fault but you had no collision?

If the police report says the other driver was at fault, try to recover from his or her insurance company. If you don't have collision coverage, you can't collect from your insurance company.