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A designated driver has nothing to do with who is liable. In most states and under most personal auto insurance policies, anyone can drive your vehicle with your permission. If the person is a resident of your household, you were probably asked to list all residents when you purchased the insurance. If a resident later drives your car and has an accident, and you failed to list that resident, you will probably have a problem for material misrepresentation. If the person does not reside with you and does not drive your car on a regular or frequent basis, then thay are covered just like you, as long as you gave them permission to drive. As far as who is liable, that is sometime difficult ro ascertain. Usually police officers will ticket the At Fault person. If your driver did not get a violation, this is a good sign the other driver is liable. If both drivers get a ticket, then you probably have comparative negligence, and the insurance companies will each pay a percentage of damage. I would think anyone would applaude you for being responsible enough to use a designated driver. I just hope it's not a case where that driver was a resident of your household, and you didn't disclose them when you applied for the insurance. If they moved in with you AFTER you applied for insurance, and before you renewed the policy, then see a lawyer, as you probably weren't asked about residents after you completed your application.
Under the good faith cuase, your designated driver should be OK, as long as, he/she is not at fault for the accident. Check the Revised statuets in your state
What else can I help you with?
Who is liable for my adult daughter's car accident?
Who is the owner of the car your adult daughter was driving, you or her? If you, you can both be liable. Her as the driver, and you as the owner of the vehicle
Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?
The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.
Who is liable to pay the excess if the additional driver has an accident?
The additional driver
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
Will insurance companies pay for accident if driver with learners permit was driving alone?
No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.
You crashed into the car in front who is liable?
Typically the person that rear-ends the car is the driver sited for the accident. Usually, for following too closely. It is very rare that the front driver is sited and/or held liable for the accident.
Can a bar or restaurant be liable for drunk driving accidents?
Yes, they can, but (if your a designated driver) most bar's tag you with bracelets to make sure your a designated driver, so then you'll only be served with soda/water/ect... This has happened, but bar's/restaurants aren't always the ones to blame..
Who is liable if a driver with a revoked license gets in an accident while driving your car without permission?
The unauthorized driver will be held responsible, unless there's proof that the vehicle owner did grant that person permission to drive.
Can you be held liable if you have a permit and was in the vehicle with a licensed driver and got into an accident in NY?
Who else do you think should be held liable?
What happens if an uninsured unlicensed driver is driving your uninsured car and has an accident?
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.
Who is liable if you have an accident while driving a disabled woman in her own vehicle?
It depends on whos fault the accident was, yours or the other driver.AnswerFor financial purposes though, so long as you are a covered driver her auto insurance will cover the damages.
What happens if the driver who is not at fault for an accident does not have insurance in California?
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
