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If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle.
However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
What else can I help you with?
If you have an insurance on your vehicle can you drive a vehicle belonging to another person?
If you are a first named insured on your policy then your liability coverage would extend to any non-owned private passenger vehicle you have permission to operate.
What does pd insurance stand for?
PD insurance stands for Property Damage. It is a portion of the liability insurance required by most states. This is the part of the policy that will pay for damage that the insured vehicle caused to another person's property, such as a vehicle or some other property.
What is the uninsured motorist clause about in the US?
The clause in a policy of insurance on a motorcycle, provides that if the owner of the motorcycle is injured by a negligent driver of another vehicle who doesn't have liability or insurance, then the insurance company will pay its insured's damages.
Equipment Insurance?
form_title=Equipment Insurance form_header=Be certain that the equipment you need to run your business is well insured. Get equipped with the proper equipment insurance today. Type pf Equipment/Vehicle to be Insured:=_ Cost/Value of Equipment:=_ Type of Insurance Needed:= {(),Property,Liability,Property and Liability}
Who is responsible for damages if you are not insured driving someone else vehichle?
The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.
My son owns a car that is not insured. can I purchace liability insurance for that car and drive it legal?
In most states insuring a family members vehicle is acceptable. If it is not in your state then the vehicle can be insured in the sons name with you as an additional driver.
What does collision coverage What does collision coverage?
In automobile insurance, collision coverage provides for repairing a vehicle when it is damaged due to the fault of the insured. Liability insurance provides for cost of repair of the OTHER vehicle if you damaged it.
Can i drive someone else's vehicle that has no insurance on it but mine does?
You would probably be insured for liability, but the car would not be insured for collision. However, to be sure, you should call your agent or read your policy.
What is the liability of the owner if some other person takes out insurance on his car?
The insured and the owner of the vehicle are both legally responsible for the vehicle and they could both get sued for an accident.
Can a named insured be an excluded driver on an automobile liability insurance policy in Kansas?
Yes, in Kansas, a named insured can be designated as an excluded driver on an automobile liability insurance policy. This means that while the individual is listed as a named insured on the policy, they may not be covered for claims arising from their own driving of the insured vehicle. This exclusion is typically done to limit liability for high-risk drivers while still providing coverage for other drivers listed on the policy.
What happens when an insured car hit you and you hit another car but your car isn't insured?
If you were forced into striking another vehicle by a vehicle which struck you first, the vehicle that struck you is (usually) responsible for the entire accident. However, if you are required to have insurance in your state, that will not get you out of any ticket becauise of your lack of insurance.
When is liability insurance needed?
When you cause an accident that damages another vehicle or hurts someone
