You will only get the book value of the car at the time of the accident. It may not be enough to replace it, but that is how insurance works. If you have GAP insurance through your bank with your loan, then that insurance will cover the difference in replacing that particular make/model of car. This does not pay enough to replace the car. It will pay the remainder of your loan after the insurance settlement. You may still owe the bank your deductible amount.
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
No. A "totalled" car is one whose value is less than the total cost of the repair.
This is total nonsense!My total is 52.
the insurance company- if the vehicle is damaged more then it is worth- it is considered a "total lose" you will get what the car is worth at the time of the accident-not the total value of the car-other pendings vary like full compensation insurance
Fault in the accident is not a consideration. Normally the insurance company or the at fault driver is responsible only for repairing your vehicle and providing you with a rental car. While this may not be entirely fair, it is the system and you agreed to it when you chose to drive. Some states do have a provision that a vehicle must be totaled if the damage exceeds a certain percentage of the total value of the auto. YOur best resource is your insurance agent. lwpat
states vary, kansas for instance, in a total loss incident, will pay the owner direct the sales tax....missouri issues a ''sales tax affidavit'' that is good for six months....and the amount is NOT for the ''replacement car'' but the acv (actual cash value) of the totaled vehicle.....
Total knee replacement is a type of total joint arthroplasty. Total joint arthroplasty could refer to any joint replacement.
No. THR in that context would stand for total hip replacement. TKR would be the acronym for total knee replacement.
A Total Accident - 1903 was released on: USA: August 1903
Yes, in most circumstances you can claim loss of use against a third party. There are a few exceptions, Michigan, for example is no-fault for property damage and you would therefore have to have rental coverage on the policy covering the travel trailer. I would think you would be owed the cost of renting a replacement trailer for the duration of repairs (reasonable repairs) or until you received a reasonable total loss offer.
TKR stands for total knee replacement.
fatal accident rate is number of fatal accidents x 100,000 divided by the total hours worked. Accident incident rate is the total number of accidents x 100,000 divided by the total hours worked. accident severity rate is the total days lost x 1,000 divided by the total hours worked