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What happens if a persin is injured in a vehicle and doesnt have insurance?

It's on your car insurance.


What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?

Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.


Does paying more for car insurance benefit you if you're in an accident?

Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.


What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?

Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.


What happens if you pay your car loan so it doesnt get repossessed but you dont have insurance?

Your car finance company will add their own insurance that covers their vehicle, but not your liability. ANd it will significantly increase your payments. It would be so much cheaper and better protection for you to find your own insurance. Park it until you get insurance.


If your vehicle was damaged while in parking gear and the insurance company refuses to pay for transmission damage what recourse does one have?

Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.


If someone gets in an accident exchanges insurance information doesnt call the police for a report and leaves the scene of the accident can a misdemenor or felony be charged to that person?

No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.


Who is responsible if a 16-year-old driving someone else's car hit and severely damaged your vehicle which was legally parked?

It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.


Are you penalized on your ins. if your 16 yr old doesnt have license?

If your 16 year old has no drivers license but drives your car and has an accident, your insurance premium could be negatively affected.


How can insurance players improve insurance market?

it doesnt


If you are drunk but have an accident and the other party was at fault will insurance pay for your car damages?

NO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were at fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.


Can you buy the car insurance if you do not own the car?

no the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy