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You can pay for it yourself or file a claim with your insurance company and they will take care of it. Do realize that your premiums will go up. So do the math, if the damage is more than your deductable plus the difference in what you will pay if your insurance goes up (for 3 years worth or however long your company raises the rates after an accident), then it is worth it. You can either fix it or leave it damaged. If the damaged vehicle carries collision insurance (not just liability) you can probably have repairs made but you get to pay the deductible.
What else can I help you with?
What happens if a fully insured driver admits fault for hitting a parked vehicle but the other driver involved in the accident had no license insurance or registration?
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
Who is at fault if a person backs out of a driveway and hits a parked car in the road and that care is partially blocking he drive way and facing the wrong directions of the traffic flow?
The person who is backing out of the driveway is completely at fault. Even if the other party was illegally parked, the driver of the other vehicle has the responsibility to look behind them for clearance.
What are the rules to parking in a driveway in NJ?
Title 39 of the New Jersey Statutes pertaining to Motor Vehicles and Traffic Regulation allows cars to be parked as long as vehicles are owned by the persons using the driveway, or by those who own the driveway. Vehicles owned by other individuals can also be parked in private driveways when said owners authorize it, and any vehicle parked in a driveway must never block the flow of traffic.
Who pays when a parked car is hit in a private car park?
AnswerAs long as your vehicle was parked legally and you were able to obtain the other vehicle's insurance info, the driver of the other vehicle's insurance co. is resposible for all your damages.
Who is at fault when 2 vehicles are parked side by side and one vehicle hits the other vehicle while backing out?
If one vehicle is sitting parked and one is in motion, then logic dictates the vehicle that was in motion is at fault and therefore responsible for the damages.
Who's at fault if you're in a parking lot and you back up into someone who was illegally parked in the middle of the aisle?
Any time a vehicle hits a parked vehicle or other stationary object, the operator of the moving vehicle is responsible.
When reversing out driveway at night hit a car parked opposite driveway obscuring driveway and no lights on and no street lights?
You have no claim against the other car's owner ! It's up to you to make sure your way is clear when reversing. If the lighting was that bad, you should have had someone guide you out of the driveway. The lesson to learn is - reverse into your driveway - then you'll never need to reverse onto the road !
If a car is parked 6 in behind another on private property and the other car accidentally hits it who is at fault?
The person who hit a parked vehicle is at fault.
If you hit a parked car and the damage is over your deductible how does that work?
If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.
What happens if a car that is wrongly parked is hit by another what does the driver of the wrongly parked car do?
The owner of the car that was wrongly parked still has the ability to sue. They should get the other driver's information and file a claim on their lawsuit.
What happens if your husband was driving you to work and hit a parked vehicle and he is not on your insurance?
Subject to any policy exclusion, he more than likely will be considered an insured driver and therefore coverage, however he will then need to be rated on the vehicle. (if he is an excluded driver already on your policy, then unfortunately you have a problem, no coverage for yours or the other vehicle).
Who is at fault if a person backs out of a driveway and hits a parked car in the road and that car is partially blocking the drive way and facing the wrong direction of the traffic flow?
Both of you. You for "undo care and attention" and the other person will be fined for parking on the wrong side and blocking off the driveway. Marcy Under no circumstances would a "parked car" be at fault for an accident that you could have avoided by simply using due care as required under the circumstances. The fact that the car is parked illegally is between them and the constable and has no bearing on liability to you. All you had to do was have the illegally parked vehicle removed and you would have avoided any risk of collision, but you intentionally assumed the risk by taking matters into your own hands. Also, many jurisdictions do not prohibit "wrong side" parking, except on divided roadways.
