Drive away quickly, pretending nothing happened.
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
His liability insurance on his car should transfer to the vehicle that he is driving.
If the piece broke off as the result of a collision it would be the responsibility of the driver at fault in that collision, if it just fell off the vehicle during a non accident trip it is the responsibility of the owner of the vehicle that the part came from.
If an at-fault driver hits a parked uninsured vehicle, the at-fault driver is typically liable for the damages caused to the parked car. The owner of the damaged vehicle may file a claim with the at-fault driver's insurance for repairs or seek compensation directly. If the at-fault driver does not have insurance, they may need to pay out of pocket for the damages. The owner of the parked vehicle may also have difficulty recovering costs if they do not have their own insurance.
If YOU are the driver of the vehicle that started the chain collision, and pushed the car you hit into the car in front ot it. - YOU are responsible.
You have no insurance at all on the vehicle correct? And no other vehicles that have insurance? If the driver has insurance then that is where you need to go to look for coverage, if they are uninsured as well, then assuming he was negliegent (not all ped. accidents are the fault of the vehicle driver), then you will need to bring suit against the driver. Again assuming he was negliegent.
it would be the driver/owner of the vehicle...the insurance (assuming there is ins) on the vehicle would be liable for the repair to the fence assuming of course that the driver of the vehicle had the owners permission to drive subject to any exclusions in the policy
No. The only person who is liable is the person who hit your vehicle.
Entirely situation dependent. Need to know which vehicle had right-of-way in order to determine this.
If your car is parked and someone hits it, your rates should not go up. The other car's insurance company should take care of everything, even if you have the same insurance company. You are entitled to have your vehicle repaired following an accident that was caused by someone else.
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
The owner of the illegally parked vehicle may be ticketed, but the "at fault" driver is responsible for the damages to the parked vehicle.