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Comprehensive insurance covers theft. Liability & Collision do not.

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18y ago

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Does homeowners insurance cover stolen uninsured vehicle?

It depends, You do no mention what type of vehicle. Homeowners insurance polices will not cover damage or theft of a motor vehicle designed for use on public roads.


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you are correct homeowners will not cover a motorbike, that is a policy by itself. as for the ATV, it would have to be used for farm or other type work, not personal, to be covered on homeowners. again, ATV insurance is a policy of its own as well.


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