Aviva has information about van insurance and the option to get a private van quote. It also has the phone number where you can call the company to find out further information. Compare The Market and other comparison sites have options to compare different insurance policies for vans.
Look for an insurance company that will write a policy based on the risk you have described. Don
Yes private mortgage insurance is available in Pennsylvania. Private mortgage inusrance is available in all states you just need to look around and find a place that deals in private insurance.
No, You would need to look for your auto insurance for road accidents
The cash surrender value of an item is how much cash someone would be able to get for it if the insurance on it was suddenly cancelled. If one could not pay insurance on a vehicle and had to sell it, they would have to look for the Kelley Blue Book value to determine the worth of the car.
Most of the time the tools would not be covered under your personal auto policy although the vehicle might. You can ask your auto insurance if the type of work you do with your vehicle would be covered under their policy. If not then that's when you need to look into getting a commercial insurance policy.
Progressive and Allstate offer commercial vehicle insurance, as well as State farm and Farmers. Start with these companies. If they don't help, look at Geico and 21st Century.
You can find cheap auto insurance for a vehicle parked mainly in the country online from websites such as Titan or Look Insurance. Another option is Safe Auto.
You need a broker's license for your state. look into it online.
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
Probably not. Insurance companies will always look for ways to negate or lower the amount of claim damage they have to pay out as compensation. Driving the vehicle without a license (or a suspended one) would constitute a breech of the contract/ agreement and they would not pay. Although if the vehicle were stolen and then driven by an unlicensed party (and the incident reported to the authorities), they would have to pay.
Seriously, you do not know who you pay your insurance premium to. How about you just look at your proof of insurance card, that you are required to keep in your vehicle at all times, and see what companies name is on that card. Or look at your bank statement and see who you payed for car insurance.
Let's see if this stays civil! Private insurance has problems, just as government insurance does. From a care standpoint, private insurance is far better. NO one questions that. The costs are staggeringly different though. Under private insurance we see increases in our premiums every year. Under government insurance we see small increases, by decreasing our coverage. Some great examples include dialysis. If your kideny's fail under some countries government plans, after age 65, you die. Rather then giving you this twice weekly life saving procedure, they refer you to end of life consuling. The private insurance would cover this. The problem here is cost. Strokes are another great example. My Uncle, on Medicare spent one month at a rehab center. The bill was over $50K. The center received $6,800 from Medicare and that is all they would get. Private insurance would have paid the entire bill. This would have to lower overall care if the norm. To see government run health care in the USA, just look at any Indian health care facility. Imagine the Motor Vehicle Department giving you the care you need. Every person that points at France as a model should remember that they are not a government run health care system They are a two tier system, just like us currently.