the owner of the car with insurance will be responsible
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .
If the driver with the suspended license caused the accident then he/she is responsible.
Only if the driver was responsible and only for his liability
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
Yes. Even though it was an accident that caused an accident, the owner of the truck is responsible for any damges.
Assuming the stolen car was insured, the stolen cars insurance would be responsible. If the stolen car was not insured, the driver, if located would be responsible. If not located then the owner would probably be held responsible. Hopefully the struck vehicle is insured for "uninsured motorist" coverage. Filing the report after the accident would document the theft, but not neccesarily clear the owner of responsibility.
the person that is found responsible ( at fault ) for the accident
Ask the owner of the car?
Possibly, but they will go after the other party first if they were driving & as long as insured you have nothing to worry about.
If you were forced into striking another vehicle by a vehicle which struck you first, the vehicle that struck you is (usually) responsible for the entire accident. However, if you are required to have insurance in your state, that will not get you out of any ticket becauise of your lack of insurance.