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Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
What else can I help you with?
What is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident?
Collision
What is the type of vehicle insurance that covers damage sustained by the insured vehicle in an accident?
C. Comprehensive
If someone else is borrowing a vehicle that's not insured and have an accident and is at fault what happens?
It's not the owner of the vehicle's fault because if that person got in an accident there is nothing the owner could do. If this happened to you, the person borrowing should pay the bill.
Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?
If the car that was involved, in an acident was insured yea!
Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.
What happens if you drive someone else's car which has no insurance and you have no insurance and you get in an accident?
This is not good. The law specifically says, that, it is your responsibility to make sure that the vehicle you are about to drive is properly insured. Sorry to say, but there is no way out of it.
If a vehicle owned by someone else is not insured and you borrow it will your personal insurance take over and cover you in case of an accident?
If you are using it because your vehicle is in the shop for repairs, generally, yes. However, I would call my agent or the claims department to verify.
How can you find out if someone is insured?
If its your own vehicle you can enter the reg number at www.askmid.com this will tell you if the vehicle is on the Motor Insurance Database. It will not notify you if the driver in question is insured to drive the vehicle. For use with your own vehicle only.
If I was driving a vehicle I no longer insured and had an accident would my primary liability cover the other damaged vehicle?
Call your agent. I do not know your state law.
Whose liable when someone else drives your auto and has accident?
this greatly depends on your specific policy with your insurance carrier/ certain policy provisions may be required if the vehicle on the policy is being operated by someone other than the named insured.
If you are the primary insured driver of a leased vehicle what additional coverage do you need for one extra driver?
The extra driver needs to be added onto the insurance policy. Having someone drive a vehicle and not having them on the policy can be a large problem if an accident were to happen.
What is a motobike accident claim?
A motobike accident claim would be an insurance claim for an accident involving a motorized two-wheel vehicle, such as a motorcycle, moped, or electric bicycle.
