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Will comprehensive auto insurance cover a claim if a tow truck damages your car in transit?
I would say that the tow truck is liable for this claim. This is also what your insurance company will say even if they go ahead and pay the claim to keep you happy. Most of the time your company will pay then they will subrogate against the responsible party. If you have comp and collision then their is no issue. If you have comp and not collision then issue of what happened may come into play.
What else can I help you with?
Is a comprehensive claim a chargeable claim against you?
A comprehensive claim typically refers to a type of insurance claim that covers damages to your vehicle not involving a collision, such as theft, vandalism, or natural disasters. Whether it is chargeable against you depends on your insurance policy and the circumstances of the claim. In many cases, comprehensive claims may not impact your premium as significantly as collision claims, but they can still potentially influence your rates. It’s best to consult your insurance provider for specifics regarding how a comprehensive claim may affect you.
Is comprehensive car insurance recommended for a brand new car?
Comprehensive auto insurance covers all physical damage to car. If you car is brand new, then the scratch-free paint job is an asset. If you get comprehensive auto insurance, you can claim damages when your car will eventually get scratched in the course of use.
Does comprehensive insurance cover you if your motorcycle is picked up because of a faulty throttle cable but while in the care of the repair shop someone damages the motor?
The repair shop's insurance should cover this claim.
Can landlord use home insurance claim if tenants wreck property?
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
Does property insurance cover damages caused by a tree falling on my house?
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
Who covers the damage if a limb fell from a healthy tree on a neighbor's car?
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle because a property owner is not liable for an act of nature.
Should insurance get involved for paint scratches if the car scratched is not at fault?
Your insurance policy is designed to protect you and your assets. If someone else is making a claim against you for damages, even an unsubstantiated claim, your insurance company has a duty to review the details of the claim and handle accordingly. It's what you pay them for. If you were not negligent, your insurance company should determine that and notify the party making a claim against you that you are not liable for their damages. As for your own vehicle, if you don't want to file for the damages under your collision or comprehensive coverages (whichever is appropriate for the situation), you don't have to. However, if your insurance company wants to complete an estimate of your damages and take photos, you are required to comply. Part of your policy contract with the insurance company includes a section called 'Conditions' and that section states that you agree to cooperate with the investigation of all claims.
Can you claim on your insurance if a neighbors tree damages your house?
Probably. Contact your insurance. They may file against your neighbor's insurance.
Will your insurance rate go up if you hit a piece of debris on the highway resulting in damage to your car?
If you file a comprehensive claim with your company, they might hike your rate since you're essentially "billing" them for the damages.
If you were paid by an insurance company 6 years ago to get a new roof but did not and now have a different insurance company on the same house can you make a claim on the roof with new company?
You can make a claim, but if you are claiming the same damages that is insurance fraud and it is a federal crime. If you have unrelated damages you can make a claim, or you can disclose the prior claim to your insurance carrier and they will advise you if there is any coverage that would apply.
Is it illegal to keep insurance claim money?
Yes, it is illegal to keep insurance claim money that is not rightfully yours. It is important to use the money for its intended purpose, such as repairing damages or covering expenses related to the insurance claim.
Should you report a claim with comprehensive insurance if only your car was damaged?
yes
