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Car Accident Victim? What You Should Know

Car accident victims may be unaware of the various negative repercussions that often arise as a result of their accident. This is especially true for those drivers that have never before been involved in any type of automobile accident. While physical injuries are often expected with a car accident, financial injuries may come as a surprise to many. There are several ways in which a car accident victim may sustain financial injury as a result of their accident. In order to protect both their current and future financial stability, car accident victims need to be aware of the financial issues that may emanate from their accident.

Driver Negligence and Damages

A significant number of car accidents are the result of driver negligence. Distracted driving is one of the most commonly cited reasons for both non-fatal and fatal car accidents. Distracted driving occurs when drivers fail to fulfill the obligations and responsibilities related to their driving privileges. Drivers may be distracted by the radio, their cellphone, or other passengers in the vehicle. Driving under the influence and speeding also fall into the category of driver negligence. When car accident victims are injured due to another driver's negligence, they may require medical care. This medical care can be quite expensive, and accident victims may be left with a huge financial burden. However, the law provides a remedy for situations such as these. Negligent drivers may be held responsible for the victim's injuries. The courts may award financial compensation to the victim for their lost wages, medical expenses, and their pain and suffering to be paid by the party responsible for their injuries.

Insurance Company Settlement

In most states, drivers are required to carry automobile insurance. Unfortunately, the auto insurance companies often do not have their clients best interests in mind, especially when an accident occurs. The insurance company will often attempt to settle with the accident victim for much less than the victim needs or deserves. Before agreeing to a settlement, victims should first consult with a legal professional. In many cases, victims may require long-term medical care or their injuries may leave them unable to work. Victims need to ensure they receive a fair and reasonable settlement that can cover all current and future costs. By doing so, victims may protect their financial interests.

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14y ago

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