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Yes, a claim can sometimes be paid without directly contacting the policyholder, especially if the insurer has all the necessary information and documentation to process the claim. This may occur in straightforward cases where the claims process is automated or if the policyholder has provided prior consent for such actions. However, for more complex claims or those requiring additional information, insurers typically need to communicate with the policyholder.
What else can I help you with?
Where might one go to sign up to for a private line?
A private telephone line can be signed up for by contacting your telephone service provider. It will cost more money then what is paid for a public line.
How do you go about contacting Southwestern Life Insurance Company Dallas TX am the owner of a paid up policy with this company and am in need of a telephone number that they can be used to reach them?
The company seems to have gone (or been put) out of business according to the website of the Texas Department of Insurance, and lost its Certificate of Authority to transact business in Texas. Additionally, it seems to have no assets. Nonetheless, you may want to contact the Division of Liquidation and Rehabilitation (check proper name) at the Texas Department of Insurance.
Is any form of sponsor-identified impersonal paid mass communication?
Yes, sponsor-identified impersonal paid mass communication typically refers to advertising where the sponsor is clearly identified, and the message is disseminated to a large audience without direct personal interaction. This form of communication includes mediums such as television ads, online banners, and print advertisements, where the intent is to promote a product or service broadly. The key characteristics are that it is sponsored, impersonal, and designed to reach many people simultaneously.
What is non paid communication?
Toll-freeNo charge
I sent a registered letter but they claim it never arrived. What do you do?
With a registered letter - you should have been given a receipt from the post office when you paid for the registered service. That receipt has a unique number. The post office - when they delivered the letter, will have a signature of the person who accepted it from the postal worker, matched against their delivery register. If the post office confirm they delivered it (and provide you with proof) - you simply contact the place you sent the letter to - and inform them you can prove they received it !
How can insurance claims be paid?
Insurance claims can be paid by the insurance company after the policyholder submits a claim for a covered loss or damage, and the claim is reviewed and approved by the insurer. The payment is typically made either through a direct deposit, check, or electronic transfer to the policyholder's bank account.
What is claim paid in error?
A claim paid in error refers to a situation where an insurance company or payer mistakenly processes and pays a claim that should not have been approved. This can occur due to incorrect information, misinterpretation of policy coverage, or administrative mistakes. When a claim is identified as paid in error, the insurer typically seeks to recover the funds, which may involve requesting a refund from the provider or policyholder. It's important for both parties to address these issues promptly to avoid further complications.
What is voluntary and compulsory excess?
Voluntary excess is the amount of money that a policyholder chooses to pay out of pocket when making a claim, which can lower their insurance premium. Compulsory excess, on the other hand, is a fixed amount mandated by the insurer that must be paid by the policyholder in the event of a claim, regardless of any voluntary excess chosen. Together, these excesses influence the overall cost and coverage of an insurance policy. Understanding both can help policyholders make informed decisions about their insurance options.
What is meant by clean claim?
a claim that has all the information to have the claim paid.
Should a claim against a will be paid from estate funds?
That is what the estate funds are for. If the claim is legitimate, it needs to be paid.
How does debt free life insurance work and what are the benefits of having it?
Debt-free life insurance is a type of policy that provides coverage without requiring the policyholder to take on any debt. The premiums paid go directly towards the coverage amount, without any additional fees or interest charges. The benefits of having debt-free life insurance include financial security for loved ones in the event of the policyholder's death, potential tax advantages, and the ability to leave a legacy without burdening beneficiaries with debt.
Can you apply for disability without a doctor?
You proabably can't apply for benefits without a doctor. Your claims form needs to be completed by a certified medical professional in order to be paid a claim.
What is a proof of claim filed in an estate?
A proof of claim is filed by a creditor of the decedent. That claim must be paid before any assets are distributed to the heirs. A Proof of Claim is a form that a creditor submits to the court to get paid.
If a policy holder dies who gets the monies the insured or the beneficiary?
If a policyholder dies, the death benefit from a life insurance policy is paid to the designated beneficiary, not the insured. The insured is typically the person whose life is covered by the policy, while the beneficiary is the individual or entity named to receive the payout upon the policyholder's death. If there is no designated beneficiary, the funds may go to the policyholder's estate.
Does a beneficiary of a life insurance policy have the rights to obtain a copy of that policy once the primary policyholder is deceased?
You wouldn't need it. Once the claim has been paid, the policy would no longer exist. If you are the beneficiary you would be entitled to the money but you wouldn't need the policy paperwork anymore since it technically wouldn't exist.
What is to be deducted from the death benefit paid to a beneficiary if a partial accelerated death benefit had been paid?
If a partial accelerated death benefit has been paid to a policyholder, that amount will typically be deducted from the total death benefit paid to the beneficiary. This means that the beneficiary will receive the full death benefit minus the amount of the accelerated benefit already disbursed. This deduction accounts for the funds that have already been accessed by the policyholder during their lifetime. It's important for beneficiaries to review the policy details to understand how these deductions apply.
How can you file a death claim on a paid up policy?
Yes do I file a claim on line or how?
