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basic hardship letter breakdown 1. your hardship. 2. your offer to resolve your debt. 3. thanking them for for their time. 4. your current contact information.

Good examples: you lost your employment and you are in danger of losing your home, any medical complications that would prevent you from maintaining employment, drastic decrease in salary, fixed income, and single parent w/out child support. If you are a disaster victim the original creditor will already try to cut you a deal and you will be notified.

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I will forward you copies of hardship letter samples. I do this for a living and I have helped clients put their hardship into a letter format as long as they know and can tell me what their harship is. Glena


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Sample of a harship letter to the IRS for debt


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Where can you get a sample of a hardship letter to lenders?

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