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Yes there is. It is a simple business formatted letter wherein you state: "Please cease and desisit from calling me. Any further communication necessary must be made by letter" Make sure you reference your account number! That's it!

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16y ago

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Do debt collectors have to send you a written statement validating the debt?

Upon your written request for validation, yes. This is covered under the Fair Debt Collection Practices Act (FDCPA).


If you already paid a debt how do you stop credit collectors from continuing to attempt to collect the debt?

have your recit,send them a copy. Or call who turned the bill in to colectors clear with who sent colector tocolect the paid bill if it is worng most companys will clear the colector account.


How can one get collection agencies to stop calling?

Tell the debt collector you would prefer to communicate with them in writing therefore stopping phone calls. Another way is to send the debt collector a cease and desist letter this way they have to stop communication with you but this does not release you from the debt you owe just stops collectors from bothering you.


Understanding How the Fair Debt Collection Practices Act Protects Consumers?

The Fair Debt Collection Practices Act (FDCPA) was first enacted in 1977 to protect consumers against certain debt collection tactics. This goal of the FDCPA is to keep debt collectors from deceiving, harassing or taking advantage of consumers. While this law does not cover business debts, it does cover all personal debts, like credit card debt, medical bills and auto debt.What Debt Collectors Are Forbidden to Do Under the Fair Debt Collection Practices ActUnder the FDCPA, debt collectors must send consumers a written letter within five days of first initiating contact by telephone. This letter must contain specific information, including the balance of the debt, who is currently pursuing the debt, and the original creditor. The initial letter must also let the consumer know that he or she has 30 days to dispute the debt or request validation.The FDCPA also prohibits when and how a debt collector may attempt to collect a debt. Debt collectors are allowed to send written correspondence, call, or visit a person's home or place of employment. Phone calls and visits must be limited to the hours between 8 a.m. and 9 p.m. However, debtors can forbid debt collectors from contacting them at work if it puts their job in danger. Collectors who ignore such a request are violating the FDCPA.Debt collectors are also prohibited from threatening or harassing consumers. A debt collector cannot threaten a debtor physically or threaten to tell others about the debt. Collectors may not use offensive language, lie or contact a consumer excessively. Calling several times a day is generally considered excessive.How Consumers Can Fight Back Against Debt Collectors Who Violate Their RightsIf a debt collector has violated the terms of the FDCPA, consumers can take action. Debt collectors that violate the law can be sued within one year of committing the illegal action. Consumers who intend to sue a debt collector might need to seek legal representation to help them prepare their case.If the consumer wins the case, he or she may receive up to $1,000 to cover lost wages or other expenses. The debt collector will also be forced to reimburse the consumer's court costs and legal fees. While this will not void the consumer's debt, it should help the consumer repay the delinquent amount.


Can a debt collector leave numerous phone messages but never send the initial collection letter in the mail?

Absolutely. However, if you want the calls to stop, all you have to do is send a letter to the collection agency requesting only written correspondence. This has to be done in writing and the agencies have to abide by the request. If they refuse to give you an address to which you can send the letter, you can report them under the Fair Debt Collection act. They can, but if you tell them not to call you anymore they have to stop calling you.


Does a debt collection agency have to send you something in writing?

In general, a debt collection agency is required to send notice of collection to the person who owes the money. However, simply avoiding the letter or notice does not cancel the debt.


What happens if a debt collection agency can not validate a debt and they send you a letter hat they will no longer attempt to collect the debt?

Hello,Keep that letter safe somewhere and enjoy.You no longer owe that debt to them. :)Thanks!This is not Legal advice:)Make a copy of that letter and keep it in a safe place, also check your credit reports to make sure the debt is not listed on your report. If it is, send a copy of that letter to the credit bureau asking for that item to be removed as it is not valid.


How do you get bella thorne to call you?

call her! look up her phone number and call her. If she doesn't answer send her a letter then after you send her a letter call Bella Thorne again! (323)-835-1034


Does a debt collector have to send you a monthly bill?

A debt collector works for a collection agency. If the angency owns the debt then you can request statements. A collection agency will send you a paid or settled un full letter. They are not a billing agency.


Can a debt collector put the same debt on your report more then once?

Many times they do that. You need to get them removed. Send a letter to the bureaus.


I am not get my call letter. How do you make duplicate call letter?

companey send to my home that type of callletter


Does a collections agency need to supply the consumer documentation?

Under the Federal Fair Debt Collection Practices act, you can send a letter demanind verification or proof of the debt. They only have to send it if you request it.