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What damage to a chimney insurance policy will not covered if you do noy update repairs?
If you fail to update repairs on your chimney, your insurance policy may not cover damages resulting from pre-existing issues, such as wear and tear or neglect. Additionally, if the damage is deemed to be due to lack of maintenance, such as creosote buildup or structural deterioration, the insurer may deny your claim. It's essential to keep your chimney well-maintained and documented to ensure coverage for potential damages.
What else can I help you with?
Does home insurance cover slander?
Personal Liability coverage is included in homeowners insurance. Personal Liability includes coverage several different scenarios including negligence for injuries and damage, libel, and slander. If you are accused of slander and are facing a lawsuit, contact your insurance agent to file a claim on your personal liability coverage and your home insurance company will pay for legal defense costs, settlements, and judgments awarded.
How many days do you have to give a carrier Notice of Claim in Insurance claims?
In most insurance policies, you typically have a specified period to give a Notice of Claim, which is often 30 days from the date of the loss or damage. However, this timeframe can vary by policy and state regulations, so it's important to check the specific terms of your insurance contract. Some policies may allow for a longer or shorter notice period, so reviewing the policy details is crucial. Always notify your insurer as soon as possible to avoid complications.
What do you do if cablevision damage your property?
Cablevision technicians caused over $100,000 in damages to my home when they broke a water pipe while digging outside. They knew they hit the pipe but never said anything, so water flooded my home for many days before being discovered. In the beginning, Cablevision took responsibility and sent a contstruction crew to fix the damage. After being allowed in my home under the guise of repairing the damage, they removed all evidence of their damage and then stopped working. They claimed the job was bigger then they thought, and they said they had to turn it over to their insurance company. Long story short, they later denied liability and claimed they never accepted responsibility even though they started to repair the damages at their cost. They left the house in shambles with ripped off walls and floor and my yard completely dug up. I took them to court and after 4 years I lost because I couldnt prove they did the damage. All evidence of the damage was removed under the guise of them "fixing" what they had done, and they claimed they never accepted responsibility in the first place. It didnt matter that they had someone come and start to fix the damage. Lesson learned, DO NOT ALLOW THEM TO FIX THE DAMAGE. DO NOT TRUST THEM TO DO WHAT IS RIGHT. DO NOT CALL THEM AT ALL, AS THEY ARE NOT YOUR FRIEND. Take lots of pictures and videos, and then hire a good lawyer.
A speech in a stitch in time saves nine?
A little preventative maintenance can eliminate the need for repairs later. This proverb warns us against neglecting small faults or imperfections which may lead to further damage or increased problems later. "A stitch in time saves nine" advises us to realize the value of time management and that small things do make a big difference. We should all learn that it is best to work diligently, consciensciously, and carefully while using our time wisely and efficiently.
What damage can be done by spam?
it can interfere with the operation of public services
Will a auto insurance policy pay for routine vehicle repairs?
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
What does an adjuster do that would constitute transacting insurance in other words what does an adjuster do that arises out of the insurance contract?
an insurance adjuster is called to assess the damage to the covered vehicle for repairs
Does homeowners insurance cover cracked chimney liners?
This is a good question and it very difficult to give you concise answer without knowing the specifics behind your policy. There are insurance carriers that offer options to insurance failure that are mechanical in nature. It is also important to note how the liner became cracked and under what circumstances to find out if you are covered. A good place to start is by reading your policy to make sure of what coverages you have and then call your agent for further interpretation.
Is hidden structural chimney damage covered by homeowners insurance?
If you have an "all-risk" policy, interior water damage, including hidden damage, should be covered. However, if for example your chimney is "leaning out." Your policy states, in the "Conditions" Section under "Your Duties After Loss" that you must give prompt notice to your company of facts relating to the claim (damage), you must protect the property from further damage, and you must make reasonable and necessary repairs to protect the property (language varies by state). If the chimney started leaning a long time ago, and if the water entry is due to worn-out chimney flashing indicating poor maintenance, you may be better off fixing it yourself. If an adjuster or your agent observes poor maintenance, he may submit your claim for an Underwriting Review and your policy could be non-renewed.
My roof is leaking water will my insurance going to pay for the repairs?
It depends on what caused the roof damage. If it was caused by a covered loss (wind damage) then your Insurance Company should pay for the damage. If the water leaked through the roof as a result of wear and tear, then the roof will not be covered but the resulting water damage may be covered.
What does physical damage auto insurance cover?
It covers physical damage to your car. It will pay for repairs.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Does house insurance cover other peoples property?
If your property caused damage to another persons property then yes. For example if your chimney fell onto their roof they would be covered. Also if a fire started in your property and spread to theirs this should be covered.
Is termite damage covered by Farmers homeowner insurance?
No
Does homeowners insurance cover plumbing repair to a sewer?
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
Will homwowners insurance cover damage to hardwood flooring?
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
Does homeowners insurance cover galvanized pipe?
Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.
